Bill Wallace
Branch Manager
Cornerstone First provides a simplified and personalized home-buying experience, ensuring each client feels supported throughout their journey. Their dedicated team of experienced professionals offers competitive products with top-tier serv... Show More
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John and team were incredible partners in our home buying process. I have never experienced an easier loan process or financial transaction - I’ve literally had more difficult and stressful experiences at ATM machines than I did in getting...
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If you are considering using John Kay, this is your sign to do it. My significant other and I are 30 years old, recent graduates, and first time home buyers in Sacramento. Being new to the home buying process it was a bit nerve racking and...
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John was extremely helpful very knowledgable and definately professional.I would recommend him and his team. I was dealing with another lender who was disappointing to say the least.I called John and immediately was feeling positive and assured....
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I had a wonderful experience with John Kay and his team! So helpful and patient. They took the time to explain every step of the way. John and his team were very friendly and had lots of knowledge in the lending business. I would love to work...
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As a first time homebuyer, I knew close to nothing about buying a house or the loan process. From the very beginning John explained things in a way I could easily understand. He answered every question I could possibly think of, always responded...
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John was extremely easy to work with, was super speedy, and was happy to clearly explain everything to me. Would definitely work with him again in the future.
I am extremely satisfied with my home loan financed through John Kay. He took time to understand our life goals, the finances needed to support them and was able to create loan options that aligned.John is so much more than a lender, but a...
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John was there every step of the way. He explained everything in detail and answered questions promptly, He was very supportive, proactive, and got the best rate available, He followed through every step of the way. He worked with my realtor...
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John was there for us. John and his team is great. John is a great man that cares about people. John has became family ❤ l highly recommend my family and friends to buy your home with john.
While this was my first time purchasing a home I cant imagine anyone would do a better job than John Kay and his team at Cornerstone Home Lending. Navigating the challenging Bay Area real estate market is hard enough as it is and being a first...
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About
Cornerstone First provides a simplified and personalized home-buying experience, ensuring each client feels supported throughout their journey. Their dedicated team of experienced professionals offers competitive products with top-tier service, all delivered with kindness and a collaborative spirit. At Cornerstone First, the focus is on making the loan process easy and enjoyable for every homebuyer.
Products & Services
Mortgage Lender
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Cash-Out Refinances
Non-QM
DSCR Loans
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
purchase and refinance
purchase
refinance loans
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Positions
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