Bill Wallace
Branch Manager
Cornerstone First provides a simplified and personalized home-buying experience, ensuring each client feels supported throughout their journey. Their dedicated team of experienced professionals offers competitive products with top-tier serv... Show More
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John was more than accommodating with his time to meet at flexible hours throughout the entire process. As a first time home buyer, John was extremely knowledgeable and helpful explaining the different routs that I can take that would help...
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I refinanced my property recently and had the pleasure of working with John Kay. I had a really great and positive experience working with him and his team. John made the refinance process quick and easy (and painless). He explained everything...
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John is a great partner at guiding through the sometimes confusing re-fi process. Throughout the process, I always felt that I was in great hands. John and his office made me feel as if I were his only client. I can't recommend John highly...
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John is AMAZING! He loves what he does and it shows. He held my hand through the process and even after we closed, John came by to congratulate us and see our home (and even move a refrigerator!). I ended up with a better home than expected...
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We were first time home buyers with little to no knowledge of the purchasing process. Introduced to John by our Realtor, we now know that we would not have been the fortunate buyer without him. John listened, cared and shared his expertise....
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I highly recommend working with John. It was a real pleasure getting to know and work with him. On top of being extremely knowledgeable, he followed up frequently to provide updates on the status of the loan, as well as to see if I had any...
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In early 2015 (Jan-Feb) I was referred to John Kay from a credit specialist after coming off a short sale and wanting to obtain information about a mortgage. John was upfront and explained all the hurdles I would be facing. John was non-judgmental,...
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We have done business and sought John's advice on multiple occasions .This alone should be the most positive recommendation for and individual in John's line of business. From my very first encounter John became more than an individual to do...
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I recommend working with John Kay! John is awesome and I plan to do more business with him. John was very generous with addressing my financial fear along with all my questions about qualifying for a new mortgage. John Kay went out of his way...
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John had a comprehensive awareness of the financing possibilities available to us. He tirelessly pursued our goals, including evenings and weekends. He provided encouragement at key points when we wondered if the deal was possible. We received...
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About
Cornerstone First provides a simplified and personalized home-buying experience, ensuring each client feels supported throughout their journey. Their dedicated team of experienced professionals offers competitive products with top-tier service, all delivered with kindness and a collaborative spirit. At Cornerstone First, the focus is on making the loan process easy and enjoyable for every homebuyer.
Products & Services
Mortgage Lender
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Cash-Out Refinances
Non-QM
DSCR Loans
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
purchase and refinance
purchase
refinance loans
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Positions
- Cardinal Financial - Producing Branch Manager | Retail
- CrossCountry Mortgage, LLC - Branch Manager
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