Bill Wallace
Branch Manager
Cornerstone First provides a simplified and personalized home-buying experience, ensuring each client feels supported throughout their journey. Their dedicated team of experienced professionals offers competitive products with top-tier serv... Show More
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Reviews from Web
John Kay and his staff were great to work with. They were able to exceed all commitments and came through with a short closing schedule. I would recommend him.
I was a first time home buyer and John was always there to explain everything and was patient with my two year long search. Even after closing he has been quick to respond to my questions I’ve had come up. I would definitely use him again in...
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John is hands down the best mortgage broker. He turned the stressful refinancing into a cake walk. John and his team took the time to answer all my questions, and he is always available. Refinancing is a nerve-wracking. John eased all my concerns...
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Buying a home in the peninsula is a very difficult task. The homes are on and off the market quickly, usually they have multiple offers. In this area, having the right team (Relator and Mortgage Advisor) is critical in purchasing a home in...
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John is always a pleasure to work with. We've worked with him on two home purchases now and his guidance and knowledge are invaluable. I would highly recommend using his services.
A friend of mine said I should talk to John and see what could do . I was very impressed with John at are first meeting. He told me he was going to be there for me through the process an he was and more. Everything was on time and his staff...
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My husband and I recently worked with John to purchase a home, and we can't say enough about how attentive and responsive he was. Even after our transaction closed, he has remained in touch to make sure our follow up needs are being met. John...
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My wife and I purchased our first home after moving to the Bay Area, and John held our hand from the very beginning to the very end. He's a true partner and I'd recommend him to anyone looking to navigate the home buying process including but...
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STOP!!..READ, and BELIEVE!!!..John F. Kay is the most amazing human being I have ever met, in any capacity. John has a certain unique magnetism and energy that allows anyone who meets him to immediately know that he is sincere, that he is honest,...
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This is my 5th time using the services of John Kay and his team. Every one of my experiences has been excellent. However, this particular experience was beyond measure. I was buying/selling on a very crunched time frame and Mr. Kay and his...
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About
Cornerstone First provides a simplified and personalized home-buying experience, ensuring each client feels supported throughout their journey. Their dedicated team of experienced professionals offers competitive products with top-tier service, all delivered with kindness and a collaborative spirit. At Cornerstone First, the focus is on making the loan process easy and enjoyable for every homebuyer.
Products & Services
Mortgage Lender
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Cash-Out Refinances
Non-QM
DSCR Loans
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
purchase and refinance
purchase
refinance loans
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Positions
- Cardinal Financial - Producing Branch Manager | Retail
- CrossCountry Mortgage, LLC - Branch Manager
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