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Bernie O'Sullivan - Delmar Mortgage
Loan Officer | NMLS# 658282

Bernie is a trusted mortgage lender in Pascagoula, MS, serving homebuyers throughout the Mississippi Gulf Coast and Alabama. With over 45 years in banking and 30+ years in mortgage lending, Bernie specializes in VA, FHA, USDA, Conventional,... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Bernie was very helpful the whole time and answered all my questions. She is the sweetest person 10 out of 10 would recommend!
Bernie is very knowledgeable and always gets things done!
I’v referred several clients to her and she never disappoints. Great business partner!
Bernie took the time to answer every question I had. She
Was so sweet and took all 500 of my calls and texts. You can tell she genuinely cares for her clients! She made my first home buying experience great!
Made the process so easy!
Bernie is highly knowledgeable and provides excellent customer service.
Very informative and pleasant.
Mrs. Bernie made the whole buying experience smooth and stress free! My wife and I would highly recommend her to anyone!
She is the MOST effective loan facilitator I have ever worked with. I would recommend her in a heartbeat to all my friends and family. Even in the COVID crisis, things got done efficiently and timely. Love me some Bernie!!
Ara
Great during unusual times.
Mrs. Bernie went out of her way to answer all questions I had. She really helped me through buying my first home, and I can’t thank her enough for that!
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About
Bernie is a trusted mortgage lender in Pascagoula, MS, serving homebuyers throughout the Mississippi Gulf Coast and Alabama. With over 45 years in banking and 30+ years in mortgage lending, Bernie specializes in VA, FHA, USDA, Conventional, Jumbo, Construction, Renovation, and down payment assistance loans, including Mississippi Home Corporation programs for first-time homebuyers. From application to closing, Bernie provides personalized guidance backed by Delmar Mortgage Company’s in-house processing, underwriting, closing, and funding teams. Whether you’re a first-time or experienced homebuyer, Bernie is here to help!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
FHA Loans
VA Loan
Conventional Loan
USDA Loan
Jumbo Loan
Bank Statement Loan
Construction Loan
FHA 203K
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Positions
- Delmar Mortgage Company - Sr. Loan OfficerFeb 1st, 2018 - Current
- FBT Mortgage - Loan OfficerMay 1st, 2010 - Feb 1st, 2018
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 658282
Disclaimer
This is for information purposes only and is not an advertisement to extend customer credit as defined by Section 12 CFR 1026.2 Regulation Z. Program rates, terms and conditions are subject to change at any time. For more information on licensing information, visit https://delmarmortgage.com/licenses. ©2026 Delmar Mortgage, NMLS ID# 30998.
© 2026 Delmar Financial Company (dba Delmar Mortgage)
1066 Executive Parkway, Suite 100, St. Louis MO, 63141
Lender NMLS ID# 30998