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Bernie O'Sullivan - Delmar Mortgage
Loan Officer | NMLS# 658282

Bernie is licensed in Alabama, Florida, and Mississippi, Georgia & Louisiana.
It was an easy transition to mortgage lending in 1996 after being a local banker since 1981. I specialize in VA, FHA, FHA 203K (renovation), 100% USDA, Construct... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
We had such a great experience here with Mrs. Bernie such an amazing woman will always recommend her with eyes closed.
She works with what you got and helps you improve. She will walk you through every step without hesitation and patience . Shes a 10/10 recommended
Great experience and professionalism
Reply from Bernie O'Sullivan
September 15th, 2026 04:30 PM
It was great working with you. Thanks again for putting your trust in Delmar Mortgage!
Bernie was very patient with us as new home buyers trying to figure out the loan process . She was great at responding even outside normal office hours and would walk through several financial scenarios with us for different homes.
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Reply from Bernie O'Sullivan
September 14th, 2026 05:26 PM
Helping great customers like you is why I'm in this business. Thank you so much for entrusting me with your mortgage experience and great feedback.
Bernie was so helpful throughout this entire process. I could not have done this without her guidance and expertise. I would recommend her to anyone!
Reply from Bernie O'Sullivan
August 14th, 2026 10:25 PM
Awe, thank you so much! You were the absolute best to work with. I'm so happy we could get everything closed so quickly and smoothly!
Bernie O'Sullivan - Delmar Mortgage has received a review with 5 star rating from Anna J
Reply from Owner
August 14th, 2026 10:27 PM
Thank you so much Anna! Ya'll were great to work with, and I look forward to staying in touch! Enjoy your new home!
Bernie is the best! Helpful, knowledgeable, makes the process much easier!
Reply from Bernie O'Sullivan - Delmar Mortgage
August 13th, 2026 04:00 PM
I really appreciate the feedback and am looking forward to working with you again.
Would highly recommend Mrs. Bernie to help with your purchases. She is an amazing loan officer!
Reply from Owner
August 14th, 2026 10:28 PM
Thank you so much! Keep in touch and I look forward to helping you out again when you are ready for the next one!
Mrs. Bernie was fantastic to work with, she went above and beyond to help us take care of things. Buying a house is stressful in its self but she made it a pleasant experience.
Reply from Bernie O'Sullivan - Delmar Mortgage
August 5th, 2026 04:05 PM
It was great working with you. Thanks again for putting your trust in Delmar Mortgage!
Bernie O'Sullivan - Delmar Mortgage has received a review with 5 star rating from Jany P
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About
Bernie is licensed in Alabama, Florida, and Mississippi, Georgia & Louisiana.
It was an easy transition to mortgage lending in 1996 after being a local banker since 1981. I specialize in VA, FHA, FHA 203K (renovation), 100% USDA, Construction and Conventional (including Jumbo) financing along with all down payment assistance programs for first time home buyers through MS Home Corporation. Whether you are looking to purchase a home or refinance your present mortgage, Delmar Mortgage Company is the place to be! We have in house processing, underwriting, closing and funding to make your home buying process a breeze!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
FHA Loans
VA Loan
Conventional Loan
USDA Loan
Jumbo Loan
Bank Statement Loan
Construction Loan
FHA 203K
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Positions
- Delmar Mortgage Company - Sr. Loan OfficerFeb 1st, 2018 - Current
- FBT Mortgage - Loan OfficerMay 1st, 2010 - Feb 1st, 2018
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1966
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 658282
Disclaimer
This is for information purposes only and is not an advertisement to extend customer credit as defined by Section 12 CFR 1026.2 Regulation Z. Program rates, terms and conditions are subject to change at any time. For more information on licensing information, visit https://delmarmortgage.com/licenses. ©2026 Delmar Mortgage, NMLS ID# 30998.
© 2026 Delmar Financial Company (dba Delmar Mortgage)
1066 Executive Parkway, Suite 100, St. Louis MO, 63141
Lender NMLS ID# 30998