

Barrett Herminghaus
Loan Officer | NMLS# 1080121

I’m here to help you navigate one of the most important financial decisions of your life with clarity, care, and hard work at the center of everything I do. I started in mortgage as a young man looking for opportunity, but I’ve stayed becau... Show More
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Barrett always made himself available, even during his personal time. He answered all our questions and educated us during our first time buyer process He advised us on potential negatives to avoid Always very personable thank you, Barrett
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Reply from Barrett Herminghaus
February 5th, 2026 01:44 PM
Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
Everything, Barrett was very attentive to all my questions, as first time home buyer I had a lot questions, and he was very patient towards me to explain everything i needed to know .
Reply from Barrett Herminghaus
February 5th, 2026 01:44 PM
Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
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He was really patient, and took his time to explain every single detail to us.
Reply from Barrett Herminghaus
February 5th, 2026 01:44 PM
Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
read more
Good comuni! Great work!
Reply from Barrett Herminghaus
February 5th, 2026 01:44 PM
I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
A company that serves with the heart makes the experience unforgettable. I recommend this company.
Reply from Barrett Herminghaus
February 5th, 2026 01:44 PM
I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
Barrett took the time to ensure the process for buying a home was not as stressful as anticipated. This was my first home buying experience and I was walking into the unknown. Barrett answered all my questions in a way which was easy to understand....
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So great and so helpful from the beginning!! Could call him at any time with my crazy, ridiculous questions and he always was there to help!!! I would 100% recommend this guy. He rocks!
Barrett was very helpful from the start. He was in contact with me throughout the whole process. Barrett is a true professional and very good at his job.
Had a great experience with Barrett, he is great with number and was great with my budget. He made everything possible. Made my experience of but my first home so easy and stress less.
Barrett was always just a phone call away. He was so helpful through the whole process. I will recommend him to anyone I know that needs a loan or refinance.
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About
I’m here to help you navigate one of the most important financial decisions of your life with clarity, care, and hard work at the center of everything I do. I started in mortgage as a young man looking for opportunity, but I’ve stayed because I see the deeper purpose in serving others well, especially through the lens of my faith. Whether it’s guiding you through your first home purchase or problem-solving a complex loan scenario, my goal is to make the process smoother, more meaningful, and built on a foundation of trust.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1080121 | Branch NMLS# 2647133
- Licensed in KS, MA, MO. Kansas licensed mortgage company KS - LO 0054924
Disclaimer
This is not a commitment to lend or extend credit. Homespire Home Loans is a dba of NFM Lending, LLC | NFM NMLS #2893 | 9711 Washingtonian Blvd., Suite 500, Gaithersburg, MD 20878 | Equal Housing Lender | For licensing information, visit nmlsconsumeraccess.org and homespirehomeloans.com/disclosure-licensing.