Barrett Herminghaus
Loan Officer | NMLS# 1080121
I’m here to help you navigate one of the most important financial decisions of your life with clarity, care, and hard work at the center of everything I do. I started in mortgage as a young man looking for opportunity, but I’ve stayed becau... Show More
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and dedication to his clients. I always felt comfortable and in the right hands going through a very important time in our lives. I knew what was going on every step of the way and I was confident that all of the decisions that were being made...
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Reply from Barrett Herminghaus
February 5th, 2026 01:44 PM
Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
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Great communication
Reply from Barrett Herminghaus
February 5th, 2026 01:44 PM
I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
It was my first time and he made it easy and informed me along the way there was no such thing as a bad question or poor timing i could go on and on
Reply from Barrett Herminghaus
February 5th, 2026 01:44 PM
Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
Barrett was amazing throughout the entire process. From helping me understand my options to ensuring I had all of my specific documents, he made sure that I was taken care of.
Reply from Barrett Herminghaus
February 5th, 2026 01:44 PM
I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
What make it great is the good
Reply from Barrett Herminghaus
February 5th, 2026 01:44 PM
I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
Barrett's patience, knowledge, and care made our first home buying experience extremely easy and unique. 10/10 recommend to all home buyers: whether new or seasoned.
Reply from Barrett Herminghaus
February 5th, 2026 01:44 PM
I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
Very nice and attentive to any questions that I had. Highly recommended!
Reply from Barrett Herminghaus
February 5th, 2026 01:44 PM
Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
read more
He is a kind, genuine person and it made the experience less stressful. All of my questions were answered promptly and thoroughly. I felt supported throughout the entire process. He reached out several times to check in on me and see how I...
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Reply from Barrett Herminghaus
February 5th, 2026 01:44 PM
I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
Quick and helpful responses, simple explanations and quick answers to all my questions, great all around general experience.
Reply from Barrett Herminghaus
February 5th, 2026 01:44 PM
I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
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Well everything was going smooth, until I got a Call about a Lower Rate , so i I was going to Jump ship...
so he convinced me to stay on , He really broke it down to me, showed that he caref cared .
Reply from Barrett Herminghaus
February 5th, 2026 01:44 PM
I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
read more
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About
I’m here to help you navigate one of the most important financial decisions of your life with clarity, care, and hard work at the center of everything I do. I started in mortgage as a young man looking for opportunity, but I’ve stayed because I see the deeper purpose in serving others well, especially through the lens of my faith. Whether it’s guiding you through your first home purchase or problem-solving a complex loan scenario, my goal is to make the process smoother, more meaningful, and built on a foundation of trust.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1080121 | Branch NMLS# 2647133
- Licensed in KS, MA, MO. Kansas licensed mortgage company KS - LO 0054924
Disclaimer
This is not a commitment to lend or extend credit. Homespire Home Loans is a dba of NFM Lending, LLC | NFM NMLS #2893 | 9711 Washingtonian Blvd., Suite 500, Gaithersburg, MD 20878 | Equal Housing Lender | For licensing information, visit nmlsconsumeraccess.org and homespirehomeloans.com/disclosure-licensing.