

Ashley Bernardo
Senior Loan Originator | NMLS# 1303228

With Ashley Bernardo & First Option, your stress free journey starts today.
At First Option, mortgages are about much more than numbers and rates. They’re about people: families and veterans, newlyweds and retirees, looking for a better li... Show More
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I obtained my original home mortgage and streamline refinanced the mortgage twice over the past 4 years. Each time I used Philip as my mortgage source. Philip contacted me via e-mail to inform me of decreases in the mortgage rates. He never...
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I used Phillip Aurich and First Option for a home purchase in 2012. From the outset, Phil was of immense value in navigating the world of residential mortgages as well as being swift in replying when I had questions. Highly professional and...
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Our experience with Mr. Aurich was quality in every way. It was such a blessing to go through the process with a common sense approach instead of the ridiculous random hoop jumping we previously experienced with Bank of America. We enthusiastically...
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Phil is the best. He took me through a complex refinancing of my mortgage. The result was nearly a 50 % reduction in monthly payments. I had tried before with other companies to refinance my mortgage. After being told it could not be done several...
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Philip was extremely helpful and answered any questions I had in a timely manor. He was very detailed and proactive. He was very specific about any paperwork that he needed which I liked.
I have had two separate dealings with Phil. In 2009 he dealt with my original home equity loan. Phil made the entire process as easy as possible. At the time we were working with someone through our realtor who was not nearly as professional...
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As a first time home buyer I had many questions throughout the whole process. Phillip walked me through step by step and was there for me every second anytime of the day. I have heard many nightmares stories about purchasing a home from friends...
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My husband & I have worked with Philip on a few different occasions with the re-financing of two homes. He makes it so easy, it's scary. Philip covers everything on the initial visit by asking all the right questions, and knowing all the correct...
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I was extremely impressed and happy with my experience! Philip was very knowledgeable and it was obvious that he knew the ins and outs of the home loan process. Everything was completed in a timely manner and I was able to move into a house...
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About
With Ashley Bernardo & First Option, your stress free journey starts today.
At First Option, mortgages are about much more than numbers and rates. They’re about people: families and veterans, newlyweds and retirees, looking for a better life. Purchasing a home is life-changing, which is why we’re committed to every call that inquires about rates and every person who walks through the doors of our local branch offices with a dream of home ownership. We care about each other and our customers, because we believe in putting people first. We believe in making a difference.
As a nationally recognized mortgage lender, we serve people throughout the nation with lending services in Conventional, FHA, USDA, and VA residential home loan products.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Non-QM
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1303228
Disclaimer
First Option Mortgage LLC | All Rights Reserved ©2026
Corporate Headquarters: 702 Old Peachtree Rd., Suite 200, Suwanee, GA 30024
NMLS Consumer Access NMLS#123411