Ashley Bernardo
Senior Loan Originator | NMLS# 1303228
With Ashley Bernardo & First Option, your stress free journey starts today.
At First Option, mortgages are about much more than numbers and rates. They’re about people: families and veterans, newlyweds and retirees, looking for a better li... Show More
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Easy close and quickly too!
Charlene Murray. I'll never forget that name. She's been one of the biggest reasons why this process of buying our first home was ever "easy." I cannot emphasize enough the quotes I had to use for the word easy. The 30 days from opening escrow...
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When the time came to start looking into the home buying process, I had no idea where to start. I reached out to a friend and she recommended Ashley Bernardo at First Option Mortgage as Ashley had recently helped her with her own home purchase....
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The service was amazing! Great communication through the entire process and extremely fast! This is technically my 3rd purchase and no had completed a loan quicker than them with the best customer service.
Reply from Owner
October 23rd, 2015 12:00 AM
Thank you for sharing and we look forward to helping you in the future!
Amazing experience. Although I rated Philip as five stars in all categories, it was his responsiveness that was most appreciated ... including email responses at 9:30 on a Sunday night. Recommend this vendor whole-heartedly and without reservation....
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Reply from Owner
April 22nd, 2015 12:00 AM
Thank you very much Kathy, it was my pleasure
Phil walked me through process in a professsional and transparent manner. He updated me almost daily of loan status. I held off with re-fi for years as did not want to deal with red tape. Upon being introduced to Phil, i gave it a try. My payment...
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I thought Philip was professional and handled all my needs. He responded quickly to all my questions, and I felt like I was given sound advice. He came recommended from a friend who was pleased with the care and service they received, and I...
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I first met Philip when my husband and I were looking to buy our first home in 2009. He was the second loan officer we spoke with in the process of determining whether or not we could even afford a home. From the first conversation and on,...
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Doing paper work and trying to go through anything associated with filling out forms is one of the things in life I dread most. But Phillip made the process very easy and with him being on top of everything and well organized, my wife and I...
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I was referred to Philip by a co-worker. I had a difficult re-finance and Philip was very helpful in getting all the needed paperwork straightened out with me. He was very professional and patient with me. I had a question about my refinance...
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About
With Ashley Bernardo & First Option, your stress free journey starts today.
At First Option, mortgages are about much more than numbers and rates. They’re about people: families and veterans, newlyweds and retirees, looking for a better life. Purchasing a home is life-changing, which is why we’re committed to every call that inquires about rates and every person who walks through the doors of our local branch offices with a dream of home ownership. We care about each other and our customers, because we believe in putting people first. We believe in making a difference.
As a nationally recognized mortgage lender, we serve people throughout the nation with lending services in Conventional, FHA, USDA, and VA residential home loan products.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Non-QM
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Licenses
- NMLS# 1303228
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First Option Mortgage LLC | All Rights Reserved ©2026
Corporate Headquarters: 702 Old Peachtree Rd., Suite 200, Suwanee, GA 30024
NMLS Consumer Access NMLS#123411