Arturo Esparza
Loan Officer | NMLS # 237013
Over 31 years of serving the financial real estate needs of our Kern County Community both in English and Spanish!
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Art made everything smooth as could be .
Reply from Arturo Esparza
January 23rd, 2026 07:16 PM
I'm glad to hear that everything went smoothly with your experience, Matthew. I aim to make the process as hassle-free as possible. If you have any questions or need further assistance, feel free to get in touch.
Arturo Esparza has received a review with 5 star rating from Rolando F
Reply from Owner
February 21st, 2026 02:35 AM
Thank you so much for your rating, Rolando. I'm always looking for an opportunity to help.
I had the pleasure of working with Arturo, and he truly exceeded all my expectations. Throughout the whole process, he handled everything with professionalism, honesty, and genuine care. His humble approach and willingness to go above and beyond...
read more
Reply from Arturo Esparza
November 14th, 2025 06:08 PM
I’m really grateful for your kind words, Rolando. I'm pleased you felt confident and well-informed throughout the loan process. Ensuring a smooth and transparent experience is important to me, and your recommendation means a lot. If any more...
read more
known Arturo for over 25 years. He helped me with my first home andmy last home.
Reply from Arturo Esparza
October 31st, 2025 02:55 PM
Douglas, your continued trust over the years means a lot to me. It's been a privilege to assist you with both your first and most recent home. If there's anything else I can help you with down the line, please feel free to reach out.
Great communicator, very helpful.
Reply from Arturo Esparza
October 15th, 2025 05:28 PM
Thank you for highlighting my communication and helpfulness, Carlos. It's important to me to provide clear and supportive service. Should you have any more questions or need assistance in the future, don't hesitate to reach out.
Art was fantastic to work with! He answered all of my questions quickly and made the loan process smooth and stress-free.
Reply from Arturo Esparza
September 28th, 2025 03:44 PM
I'm glad to hear you had a smooth and stress-free experience with the loan process. It's important to me that your questions were answered promptly, making things easier for you. If there's anything else you need or if questions arise in the...
read more
The whole homebuying experience and loan experience!!
Reply from Arturo Esparza
September 15th, 2025 08:09 PM
Anthony, thank you for sharing your thoughts on your homebuying and loan experiences. I'm glad to hear that it was positive for you. Should any questions arise or if there's anything else I can assist you with, please feel free to reach out....
read more
helpful & kind
Reply from Arturo Esparza
September 11th, 2025 02:31 PM
I appreciate your feedback. It's rewarding to know that you found my assistance helpful and kind. If you ever need further support or have any questions in the future, please feel free to reach out.
Art was always available when we needed clarific or had questions. everyone in the office was pleasant to work with and helped us with every step.
Reply from Arturo Esparza
September 9th, 2025 02:14 AM
It's great to know that my availability and clarity made a positive impact during your experience. I'm pleased that you found everyone in the office to be pleasant and supportive throughout the process. If you have any further questions or...
read more
Communication and expertise are second to none!
Reply from Arturo Esparza
September 5th, 2025 11:55 PM
Jesse & Monica, I really appreciate your kind words. I'm so glad the communication and support met your expectations. If there's ever anything else I can help with, feel free to reach out anytime. Your Dad has always been someone I deeply respect,...
read more
21–30 of 302
About
Over 31 years of serving the financial real estate needs of our Kern County Community both in English and Spanish!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Reverse Mortgage
DSCR Loans
Cash-Out Refinances
Specialities
Bilingual Support: Assistance available in both English and Spanish
In-House Underwriter: Streamlined process for faster approvals
93309
With 30+ years of experience, I provide solutions for first-time and move-up buyers, and investors.
With 30+ years of experience, I offer tailored mortgage solutions.
FHA
VA
Heloc
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Mortgage Connection - Branch ManagerSep 1st, 2005 - Current
Memberships
- Bakersfield Breakfast Rotary
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 237013
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."