Arturo Esparza
Loan Officer | NMLS # 237013
Over 31 years of serving the financial real estate needs of our Kern County Community both in English and Spanish!
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Constant communication was great!
El dia de hoy quiero agradecer Al sr.Arturo Esparza y la sra. Silvia por ayudarme a realizar mi sueño de comprar mi Casa gracias a su profecionalismo, seriedad,Onestidad,y grandes seres humanos. todo salio muy bien y definitivamente yo los...
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The service provided by Arturo was phenomenal
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Mortgage Connection handled my recent purchase and Art and Silvia were a pleasure to work with. They were on top of it the entire process. They communicated throughout our transaction which is very important. No false promises. We have purchased...
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Working with Art and Silvia was awesome. Communication and the transaction was quick, smooth, easy, and the most pleasant, stress-free purchase we have ever made. We will surely be recommending you and your company to our friends and family....
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fast efficient and outcome was what we wanted
Art and his team were very professional helpful and courteous. They helped to make the hole process easy and efficient from the first step to the signing of the final paperwork. I would recommend them to anyone trying to get a loan or even...
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As first time home buyers, working with them made the experience stress free and easily manageable.Very professional.Very recommended.Edit: One year later, and we continue to appreciate their professionalism and dedication to their craft.Edit...
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Art was very cordial and friendly. He was able to explain the numbers/ process to us in a way we understood and always responded to any of our inquiries in a timely fashion. As first time buyers, we recommend his services wholeheartedly.
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About
Over 31 years of serving the financial real estate needs of our Kern County Community both in English and Spanish!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Reverse Mortgage
DSCR Loans
Cash-Out Refinances
Specialities
Bilingual Support: Assistance available in both English and Spanish
In-House Underwriter: Streamlined process for faster approvals
93309
With 30+ years of experience, I provide solutions for first-time and move-up buyers, and investors.
With 30+ years of experience, I offer tailored mortgage solutions.
FHA
VA
Heloc
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Positions
- Mortgage Connection - Branch ManagerSep 1st, 2005 - Current
Memberships
- Bakersfield Breakfast Rotary
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 237013
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."