

Arturo Esparza
Loan Officer | NMLS # 237013

Over 31 years of serving the financial real estate needs of our Kern County Community both in English and Spanish!
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Art and his assistant Anita were great! Answered all my questions and concerns and helped me understand what o was doing every step of the way.
The customer service was fantastic. I appreciated the patience and clear information I needed when I asked several questions that helped me understand the mortgage process.
As a seller whose buyer used Mortgage Connection... DO NOT RECOMMEND! They do not know what they are doing or talking about half the time. They called the buyer on Friday to tell them to track us down & get the keys when we haven’t received...
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Friendly staff and got the job done
This is the second time Mortgage Connection has helped us to finance our home: once to buy it, and once to refinance it. The friendliness and availability of the staff is unprecedented! I am proud to support a local business, even amidst all...
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ART IS EXTREMELY PERSONABLE AND KIND HEARTED. THANK YOU ART.
First home buyer here!I regret to say, this local fabulous team at Mortgage Connection was NOT our first choice in lenders as it should have been.Initially, I first went with one of those fancy high rated online lenders (Amerisave). Horrible...
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First home buyer here!We had less than two months left until our lease is up on our apartment before and we needed to move asap to find a place to live.I was referred by the Magee Family in Taft to speak to Arturo with Mortgage Connection after...
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Art is a dedicated hard working gentleman focused upon honesty and preparing you loan accurately and in a timely manner.
Always available to your questions and friendly. If you have decided upon Art your in good hands.
This is my second transaction with Art & his crew at Mortgage Connections and I can’t recommend them enough.
They pull strings, get stuff done and make sure that everyone is happy during the whole process.
ART IS THE MAN!!!!!!!
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About
Over 31 years of serving the financial real estate needs of our Kern County Community both in English and Spanish!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Reverse Mortgage
DSCR Loans
Cash-Out Refinances
Specialities
Bilingual Support: Assistance available in both English and Spanish
In-House Underwriter: Streamlined process for faster approvals
93309
With 30+ years of experience, I provide solutions for first-time and move-up buyers, and investors.
With 30+ years of experience, I offer tailored mortgage solutions.
FHA
VA
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Positions
- Mortgage Connection - Branch ManagerSep 1st, 2005 - Current
Memberships
- Bakersfield Breakfast Rotary
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 237013
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."