Arturo Esparza
Loan Officer | NMLS # 237013
Over 31 years of serving the financial real estate needs of our Kern County Community both in English and Spanish!
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Muy Atento, y me mantuvo informada
Made everything quick and easy
Sylvia kept me informed thru whole process
Arturo made a great experience by being patient with us and doing the process quickly
Working with Art and Silvia was wonderful. They are real people dedicated to helping you through the loan process. They kept in communication through the whole process and worked tirelessly to get us to the finish line. I am grateful for their...
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purchase of this home was not a traditional scenario - everyone at Mortgage connection was extremely helpful and professional. I couldn't of have asked for a better lender. I truly appreciate all the hard work and effort I received from Mortgage...
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we had challenges that we had to take care of. it took 2 yrs. when that was done, we got the loan started and we thought we were on your way. but no we ran into a brick wall with escrow. art had some ideas and it worked. the whole staff and...
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very nice man, made the refy as easy as pssible
I appreciated that any phone call or emails u sent had a quick response!
One word. PERFECTION
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About
Over 31 years of serving the financial real estate needs of our Kern County Community both in English and Spanish!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Reverse Mortgage
DSCR Loans
Cash-Out Refinances
Specialities
Bilingual Support: Assistance available in both English and Spanish
In-House Underwriter: Streamlined process for faster approvals
93309
With 30+ years of experience, I provide solutions for first-time and move-up buyers, and investors.
With 30+ years of experience, I offer tailored mortgage solutions.
FHA
VA
Heloc
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Positions
- Mortgage Connection - Branch ManagerSep 1st, 2005 - Current
Memberships
- Bakersfield Breakfast Rotary
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 237013
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."