

Art Wood Mortgage Team
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Reviews from Web
We had the best experience with Art and his team! While the process of refinancing seemed a bit overwhelming initially, Art and his team explained it step by step and made sure we not only understood but that we had all of our questions answered...
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Reply from Owner
July 2nd, 2020 12:00 AM
I love you guys!!! For those of your reading this, Conner was my "yard guy" when he was 16 years old. He is not married to an amazing gal (Amanda) with 2 amazing kids!! Conner has truly been a blessing in my life, as I hope I have been in his....
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My loan application to closing only happened in less than 20 days, thanks to Art. He will help you and update you time to time. The most approachable and I felt really comfortable that I dont hesitate to ask questions. He's awesome and will...
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Reply from Owner
July 2nd, 2020 12:00 AM
thank you Nina!! And thank you for being a true hero as a nurse on the front lines of Covid! I am thrilled to have helped you in some small way! Congrats!
My Husband and I just purchased our first home in May. We couldn't be happier Art and His Team at Goldwater Bank! They were SO helpful throughout the entire process; walking us through each and every step, answering our endless questions and...
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Reply from Owner
June 24th, 2020 12:00 AM
Thanks Bailey! You guys were great and I am so happy for you! I am still here to answer questions whenever you need me #mortgageguyforlife
We enjoyed working with Art on a recent refinance. Although he was slammed with business due to record low interest rates, we never had difficulty reaching him. He was always available and he answers his phone! I would highly recommend Art!
Reply from Owner
June 16th, 2020 12:00 AM
Thanks Lori! You aren't kidding! We are/were slammed, but never to slammed to take care of my clients !!! So glad you guys are happy!
Art and his team were able to get our refi completed in a timely matter, despite the challenges of Covid...They work diligently to complete your refinance for you. I would recommend them if you are shopping for financing!
Reply from Owner
June 12th, 2020 12:00 AM
Thanks man!! you had me worried the other day....haha! I appreciate you!
We just recently closed on a cash-out refinance with Art and his team. We were super pleased with the rate Art was able to secure for us and he helped us figure out the optimal loan amount for a break-even cash flow. The online application...
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Reply from Owner
June 12th, 2020 12:00 AM
Thanks so much Anne!! You guys were great to work with and thrilled that you are happy!!
Art and the entire team recently helped us refinance our home and were absolutely fantastic. Art is one of the most honest, hardest working, and enjoyable lenders/people we have met. He carefully explained what was possible on our first call...
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Reply from Owner
June 10th, 2020 12:00 AM
Thanks Ben! Man, if I could live up to those words every day, I will have "made it". Thanks for much for making our job look easy!
Thank you Art and team at Goldwater Bank! We refinanced our home recently, and the process was very smooth and easy! The team let us know what was still needed, and where we were in the process as it progressed. Art was very responsive to our...
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Reply from Owner
June 9th, 2020 12:00 AM
Thank you so much Jane!! It will be great to come back to this testimonial and remember the times we had to close on Zoom :) I appreciate you!!
My husband and I just refinanced our house and chose to work with Art Wood after a friend recommended him. We couldn't be happier. He was a dream to work with, responsive to all of our questions, and made it an all-around smooth process. We're...
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Reply from Owner
June 3rd, 2020 12:00 AM
thank you!!! I am assuming I know who this is despite being user98493050 :) I appreciate the referrals and the kind words :)
My husband and I are first-time home buyers and we really appreciated Art walking us through the process. Everyone on his team was great to work with!
Reply from Owner
June 2nd, 2020 12:00 AM
Thanks so much Jeanne! It is such an honor to be able to help first time home buyers on their new journey! Hope you have many memories!!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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