

Art Wood Mortgage Team
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Art is a consummate professional. He helped my wife and me through the refinance process from start to finish with patience, wisdom and attention to detail. Art and his team take care of you and ensure everything is in place to get the best...
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Reply from Owner
November 18th, 2020 12:00 AM
Thanks a ton Brad!! It was an honor and a pleasure. Now if we could just get you to come back to Atlanta to visit and have just one more night at Wild Wings ;)
Art Wood provides the experience and depth of knowledge that is needed to make big decisions seem simple and a win win for the customer and client. His genuine desire to help others is evident and plain to see. I would highly recommend Art...
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Reply from Owner
November 10th, 2020 12:00 AM
Thanks a ton Rod!! I treat my clients like you treat your students!! I am always in awe of you the knowledge and the love that you pour into them! I have truly been blessed to have you guys as clients!
Art was friendly from the get go. I was moving from out of state and Art was very helpful in making the transition a smooth one. He proved that he is experienced and knowledgeable, and he responded quickly to all of my questions. I felt that...
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Reply from Owner
July 24th, 2025 12:00 AM
Thanks Julie!! I know moving from out of state can feel like a lot, so I’m glad we could make it smooth and keep you feeling taken care of the whole way. Honored to be your mortgage guy!
Working with Art, my home mortgage experience smooth and easy. Art was exceptionally helpful and always available to answer questions. He is easy to work with and extremely professional and knowledgeable. He has the ability to put his clients...
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Reply from Owner
October 28th, 2020 12:00 AM
Thank you so much Lynne! You are the real rock star though! Thanks for making me look good, and good luck with that next "chapter"!
I just did a mortgage re-fi to take advantage of the current incredibly low interest rates, and I just wanted to give a shout out to Art Wood of The Legacy Mortgage Team at Goldwater Bank. He was on top of the process from start to finish,...
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Reply from Owner
October 22nd, 2020 12:00 AM
Thanks buddy! I remember your first time in my office and you expressing what you thought about mortgage guys (it wasn't flattering....lol). To see you this testimonial makes me proud, and I am thrilled that we were able to work together!
I contacted Goldwater bank in regards to refinancing my property. My loan officer, Tricia Hudson, was professional, friendly, honest and timely. I was new to the process and everything was communicated clearly, keeping me well informed. She...
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Reply from Owner
January 6th, 2021 06:25 PM
Thank you, Meaghan!
Art has helped us with our mortgages/refinances at least 5 different times. Most recently, he helped us convert the construction loan of our dream retirement home to a conventional loan when no other lender would touch it - and my sister is...
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Reply from Owner
October 9th, 2020 12:00 AM
Yeah...pretty sure I am printing off 100 copies of this and wall-papering my office. I can't believe you didn't mention that John answered my call years ago on your honeymoon!!! You guys are always the best clients and I can build an entire...
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I highly recommend Art, he will exceed your expectations. He was flawless in his management of my home refinance one week ago and my home purchase two years ago. He makes the mortgage process so easy and stress-free. I have already referred...
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Reply from Owner
September 29th, 2020 12:00 AM
When they created amazing clients, you were on the top of the list!! Thank you so much Cassandra!
Art was fantastic throughout the process of our rather complicated and challenging story where we first had to sell our home in Georgia and then quickly purchase our new condo in Florida. Timing is everything was truly the theme as delays in...
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Reply from Owner
October 1st, 2020 12:00 AM
it was truly my pleasure Scott....thank you for your diligence and hard work that you put in! Can't wait to visit in sunny FL :)
I cannot say enough great things about Art Wood, and his mortgage team at Goldwater Bank! This is the second deal we’ve closed with Art, and there is a reason we keep coming back! His turn around time is incredible even during this extremely...
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Reply from Owner
September 11th, 2020 12:00 AM
One of the best reviews ever! Thanks Emily! I look forward to many more deals together!!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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