Art Wood Mortgage Team
Loan Originator
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Art was extremely competent and made the mortgage process easy. This was my first time applying for a mortgage and closing on line, it was actually more convenient than the face to face closing. I highly recommend Art and his agency.
Reply from Owner
February 18th, 2021 12:00 AM
Thanks so much Teddy!! It is great to work with people in my community!! Thanks to you guys for trusting me to take care of your mortgage needs. I hope we can work together in the future!
Have worked with Art in two different houses now! He is always clear and very easy to work with and makes the whole process of asking for a loan trivial! Hands down recommend.
Reply from Owner
February 18th, 2021 12:00 AM
I love a raving fan Ed!!! Thank you! Not sure I live being trivial though....hahaha! I appreciate how easy you are to work with and would love to have 1000 more clients just like you! Lets do it again!
Art was amazing to work with. He is very knowledgeable about the industry, moves quickly, and is very communicative and responsive (even late at night)! He had no problem explaining things to me and breaking it all down, which in this process...
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Reply from Owner
February 18th, 2021 12:00 AM
Morgan and Danny for President :) Thank you both for being amazing and becoming family through the process. I was so happy to work with you guys and can't wait to connect at Smokerise soon!!! Absolutely love/loved being your mortgage guy!
Art made the process of taking advantage of the low interest rates very easy, especially his underwriters. They gave us a up front request of information they needed and then did not keep asking for more as other lenders I have used have in...
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Reply from Owner
February 8th, 2021 12:00 AM
thank you so much Vic!! Just like your old tag line....we like to "keep you comfortable" :)
Art and his team did a bang up job on refinancing my house in Tucker: they provided great support throughout the process, shaved 3% off of my interest rate, killed my car payment, and I walked away with some cash in my pocket. Great guy!
Reply from Owner
January 6th, 2021 06:32 PM
Music to our ears, Scott! Thank you! Glad my team and I were able to help you on many levels!! I look forward to being your mortgage guy for the years to come as well!
Art is best loan officer, he knows what's best for me.This is my second round with Art, he is not only my lender, he actually cares for what's best for me for now and my long run. He is someone who really looks out for his clients, to which...
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Reply from Owner
January 6th, 2021 12:00 AM
I could not have said it better myself!! I truly feel like my clients are family!!! So happy you feel the same way! Thanks again for letting me be your mortgage guy!
Have used Art Wood and recommended him for 10 years! Very close contact available throughout the whole process. Feel like I get/got the razor best deal on closing cost as well. (We have used him in the family multiple times.) Always give him...
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Reply from Owner
January 4th, 2021 12:00 AM
thank you so much Christophers!!! I love being your mortgage guys!!! Let's do another 10 years!!
I would highly recommend Art to anybody looking for a loan to purchase any property. We’ve used Art twice and he has been spectacular each time. Art will advise you on what you need to do to prepare to get the loan you want and will be realistic...
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Reply from Owner
January 4th, 2021 12:00 AM
Thanks a ton Alex!! I show up at closing because I want to see you and Jessica :) Ready to do this again in 15 years, or maybe a vacation home :)
I am extremely particular in trusting another person especially when dealing with financial situations. Art has proven to be extremely knowledgeable in every aspect of his profession. At times, where things looked like they may go downhill,...
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Reply from Owner
January 4th, 2021 12:00 AM
Thank you Jessica!! I appreciate you guys and so excited for your new home!! Ready for the housewarming party!!
Art and his team did a great job keeping the closing on track and got us to the closing table with no need to extend the closing deadline which in this busy Real Estate climate, I find commendable. Art has the unteachable skill of being personable...
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Reply from Owner
December 16th, 2020 12:00 AM
WoW Luke! You are a professional testimonial writer, and I can't tell you how much I appreciate the kind words Coming from the legal field, you know first hand how few closings actually close on time, so I am thrilled we were able to impress!...
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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