

Art Wood Mortgage Team
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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We did our first mortgage and a refinance through Art and he worked wonders for us both times! He is knowledgeable about the process and is able to explain everything to us and give honest recommendations every step of the way. We trust him...
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Reply from Owner
May 24th, 2021 12:00 AM
thank you thank you thank you Heather. All of the things that I try to live up to daily!!! Thank you for allowing me to be your mortgage guy!
I could not have asked for a more professional experience. Art Wood is not only well-qualified and experienced, but he can somehow make the struggle of navigating a mortgage into a fun time. Will absolutely recommend him and Goldwater to anyone...
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Reply from Owner
May 21st, 2021 02:57 PM
Ders, great working with you! Thank you for your kind words and congratulations taking that first step of home ownership! -Art
Honest and a wonderful person to work with! My husband and I have been working with Art for many years, he has put us in 3 wonderful houses threw-out the years. His team is very kind and made the whole process a wonderful experience.
Reply from Owner
May 19th, 2021 10:04 PM
Thank you so much, Heather! I appreciate you and Nick and your loyalty. Thank you for making me and my team a part of your real estate journey! -Art
We have refi'd several properties with Art including my own, and purchased one through him. He's easy to talk to, responsive, and works hard to lock in the best possible rate! Would definitely recommend!!
Reply from Owner
May 20th, 2021 12:00 AM
Love working with you and your family and being your mortgage guys!! Thanks so much for the kind words and for trusting me to work with you :)
Honest and professional! Our recent refi experience with Art and his team exceeded my expectations! I really appreciated the transparency and thorough communication throughout the process!
Reply from Owner
May 12th, 2021 06:14 PM
Thank you, Kimberley! It was great working with you and James! I'm here for anything you need! -Art
Art was great! We liked working with him and his assistant Trisha so much so that when our sellers added a stipulation in our contract that we had to get pre-approved with their lenders, we did and we turned them down to do our loan because...
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Reply from Owner
May 6th, 2021 12:00 AM
We owe this one all to Trisha :) Thanks for staying the course and trusting us to treat you like family!!
Art and his team were great to work with when I refinanced my home. I had so many questions and he was always knowledgeable and prompt. He was fair and moved the process along very well. I recommend him and his team!
Reply from Owner
May 6th, 2021 12:00 AM
Thanks you Mindy!! Thank you for trusting me years ago, and for remembering who your mortgage guy was this time. I have built my business off of amazing clients like you who value a great relationship! Thank you for that!
Can't say enough wonderful things about Art and his team! They are on your side from start to finish and will make it happen! He is truly better than all the rest ;) - We will be back for all our mortgage needs! And hopefully I won't be his...
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Reply from Owner
April 15th, 2021 12:00 AM
Morgan...you are too sweet. It was a pleasure to work with you guys! When I said jump, you said "how high", and that makes YOU the best!! Thank you so much for trusting me with your mortgage. I hope you enjoy that amazing mountain house!
Couldn't imagine having anyone else handle our mortgage needs! Art and the team made this process as easy and painless as possible with not only our initial loan but also our refinance. The highest of recommendations!
Reply from Owner
March 22nd, 2021 01:13 PM
Thank you, Ryan! It really means a lot to help clients once again. I appreciate the loyalty and the kind words! -Art
I'll BE BACK ;)Art and his team are awesome. They are helpful, expeditious and professional. Always available to answer any question and they’ll “nudge” you along if needed. I’ll use Art again, knowing that he’ll take good care of me. I recommend...
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Reply from Owner
March 22nd, 2021 01:14 PM
Oliver and Aviva, you guys are the best! So glad to continue to be your mortgage guy for life!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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