Annika Harris
Mortgage Broker | NMLS #1352435
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Kalispell, MT. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 7 PM
Fri
8:30 AM to 7 PM
Sat
9 AM to 5 PM
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Reviews from Web
Annika is the best of the best, there's no substitute for her ability to make things happen while under pressure. Ours was a particularly stressful loan, and not only did she pull it off on the finish line, but she kept us from losing our minds...
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Reply from Owner
January 31st, 2026 12:00 AM
Wow — thank you so much for this. Your kind words truly mean more than you know. I know how stressful this loan felt at times, and I’m really grateful you trusted me to navigate it with you. Taking care of my clients and their unique needs...
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Annika is the best of the best, there's no substitute for her ability to make things happen while under pressure. Ours was a particularly stressful loan, and not only did she pull it off on the finish line, but she kept us from losing our minds...
read more
Annika is the best of the best, there's no substitute for her ability to make things happen while under pressure. Ours was a particularly stressful loan, and not only did she pull it off on the finish line, but she kept us from losing our minds...
read more
Reply from Annika Harris at CrossCountry Mortg...
March 22nd, 2025 04:51 PM
David and Keli! Thank you so much for the kind words and for trusting me to be a part of your journey. I always love working with you guys. Between you guys, me and Brandon, we sure worked hard to make it happen :) Enjoy your new home.
Communication is top notch, professional and kind demeanor able to work well with all types of buyers. Knowledgeable and experienced with all types of available loan programs. 5-stars!
Reply from Owner
February 5th, 2026 12:00 AM
Thank you so much, Michael — I truly appreciate your kind words and the trust you place in me with your clients. I value working closely with Realtors and take pride in providing clear communication and a smooth mortgage process across a wide...
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This process of working with Annika was better than buying a vehicle. That is how well she worked for us.
Reply from Owner
February 5th, 2026 12:00 AM
Thank you so much, Steven — that truly means a lot! I loved working with you and helping guide you through the VA home loan process in Kalispell. Making things feel simple is always my goal, and I really appreciate the trust you placed in me...
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Annika Harris has received a review with 5 star rating from Erin F
Reply from Owner
February 7th, 2025 12:00 AM
Loved working with you Erin!
Annika Harris has received a review with 5 star rating from Casey P
Reply from Owner
April 7th, 2025 12:00 AM
Casey, I'm truly grateful for the trust you placed in me throughout your mortgage process. It was a pleasure working with you guys! If you ever have any questions or need assistance in the future, please don't hesitate to reach out.
Annika went above and beyond! I really appreciate everything she did for me!💜
Reply from Annika Harris
February 9th, 2025 12:23 AM
Joanne, your kind words mean the world to me! I truly enjoyed working with you and am so glad I could help with the process. It makes my job fulfilling to know I could make a positive difference. 💜
Annika Harris has received a review with 5 star rating from Casey P
Reply from Owner
March 22nd, 2025 04:44 PM
Casey, I'm truly grateful for the trust you placed in me throughout your mortgage process. It was a pleasure working with you guys! If you ever have any questions or need assistance in the future, please don't hesitate to reach out.
Annika was a pleasure to work with. She was highly responsive and educated on the refinancing process. She fought for the best deal for us and facilitated communication with all banking parties. We are very appreciative of her services and...
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Reply from Annika Harris
February 6th, 2026 12:23 AM
Hi Casey, Thank you for the outstanding review. I'm thrilled to hear that you had such a positive experience with the refinancing process. It was my pleasure to provide the guidance you needed and to ensure that you received the best deal possible....
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Kalispell, MT. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1352435
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Home Purchasing Assistance
Mortgage Rate Shopping Assistance
Specialities
conventional loans
fha loans
va loans
usda loans
jumbo loans
adjustable-rate mortgages (arms)
fixed-rate mortgages
reverse mortgages
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Positions
- Montana Mortgage Partners powered by Edge Home Finance - Mortgage BrokerMay 1st, 2025 - Current
- CrossCountry Mortgage - Mortgage Loan OfficerMay 1st, 2023 - May 1st, 2025
Memberships
- postpartum resource group
- kalispell downtown association
- nmar
Year Started
2003
Time Zone
Mountain Standard Time (MST)
Licenses
- 1352435
Achievements
- best of flathead top 5 2023
Hobbies
- pilates
- yoga
- reading
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