
Annika Harris
Mortgage Broker | NMLS #1352435

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Kalispell, MT. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside...... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 7 PM
Fri
8:30 AM to 7 PM
Sat
9 AM to 5 PM
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Reviews from Web
Annika is so very knowledgeable, helpful and responsive, she will get back to you in the evening or on the weekend, pretty much anytime, she is on it. Her knowledge and skills are immensely helpful, especially for first time home buyers, 10/10...
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Annika was amazing. We had a difficult loan (business owner) and we thought we were "dead in the water". Annika showed creativity and lender resources that allowed us to get our dream home. I have been purchasing homes as a business owner for...
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Reply from Owner
February 9th, 2026 07:09 PM
Thank you so much for this — it truly means a lot. I know the situation had some complexity, so I’m really glad we were able get creative to find the right solution and keep things moving. I appreciate the trust and the referrals, and I’m so...
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Annika was a pleasure to work with. Knowledgeable, incredibly friendly, and professional. Definitely recommend her for any of your mortgage questions/needs!
Reply from Owner
February 6th, 2026 06:50 PM
Thank you so much for the kind words! It was a pleasure helping you with your move to Whitefish. Relocating can be a big transition, and I’m glad I could help make the mortgage process feel smooth and manageable. Wishing you all the best as...
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We have worked with Annika for years on many different real estate transactions and she is always wonderful and easy to work with. From her lovely, calm, reassuring personality to her professional presence and knowledge in her profession, she...
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Reply from Owner
February 4th, 2026 09:43 PM
Thank you, Ashley! I really appreciate your kind words and amazing review. It’s been great working on many real estate transactions together over the years and I’m so grateful for the trust you placed in me as your mortgage broker.
Annika was so great throughout the entire process. She worked hard to get us the best rate and answered all questions thoroughly and promptly.
Reply from Owner
February 2nd, 2026 09:45 PM
Thank you, Amanda! That truly means a lot. Helping veterans and their families navigate VA loans here in the Flathead Valley is something I care deeply about, and I’m glad you felt supported every step of the way.
Our experience with Annika was top notch. I could not recommend her more! Without hesitation.
Reply from Owner
February 2nd, 2026 09:43 PM
Thank you, Gabe! I really appreciate the trust and the kind words. Helping clients navigate the home financing process here in Kalispell and the Flathead Valley is something I take a lot of pride in, and it means a lot to hear your experience...
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I have gotten two mortgages through Annika Harris over the years, and both times the experience was a dream. She is dedicated, efficient, professional, and just overall so easy to work with. She made the normally stressful process of buying...
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Reply from Owner
February 4th, 2026 09:45 PM
Thank you so much, Kirsten! I truly appreciated helping you and your family as first-time homebuyers and then again as you moved on to your next home. I’m grateful for the trust you placed in me as your mortgage broker over the years, and I’m...
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Highly recommend. Great experience as a first time home buyer! Thank you for everything!!
Reply from Owner
February 4th, 2026 09:47 PM
Thank you so much, Lauren! I truly loved helping you as a first-time homebuyer using your VA loan in Columbia Falls, Montana. It was an honor to walk you through the process and make sure everything felt clear and stress-free. I’m grateful...
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Great experience as a first time home buyer! Thank you for everything!!
Reply from Annika Harris
April 30th, 2025 05:21 AM
I’m so so happy for you and your family! Enjoy your beautiful home!
Easy to work with!
Reply from Annika Harris
April 30th, 2025 05:22 AM
Right back atcha :) thank you for allowing me to help with your refinance! Awesome clients like you make my job easy.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Kalispell, MT. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1352435
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Home Purchasing Assistance
Mortgage Rate Shopping Assistance
Specialities
conventional loans
fha loans
va loans
usda loans
jumbo loans
adjustable-rate mortgages (arms)
fixed-rate mortgages
reverse mortgages
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Search Rank ScoreLearn More →
145
/850
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Positions
- Montana Mortgage Partners powered by Edge Home Finance - Mortgage BrokerMay 1st, 2025 - Current
- CrossCountry Mortgage - Mortgage Loan OfficerMay 1st, 2023 - May 1st, 2025
Memberships
- postpartum resource group
- kalispell downtown association
- nmar
Year Started
2003
Time Zone
Mountain Standard Time (MST)
Licenses
- 1352435
Achievements
- best of flathead top 5 2023
Hobbies
- pilates
- yoga
- reading
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