

Anna Ruotolo
Branch Manager | NMLS # 248946

My career in mortgage lending began after high school, working while attending San Jose State University. I was in love with the industry and never left. I have been honored to be a featured speaker at conferences for National Assoc. of Rea... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Anna and her team stayed on top of answering my many questions, all of which were were about understanding how credit impacted qualifying and the process through closing. I can't thank her enough!
Reply from Anna Ruotolo
January 3rd, 2025 05:42 PM
Hi Billie, I'm thrilled to hear about your positive experience with me and my team at Synergy One Lending, Inc. We're always here to answer any questions you may have, and I'm glad we could help you better understand the impact of credit on...
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She handled this transaction perfectly with excellent communication along the way. Pleasure working with her and her team .
Reply from Anna Ruotolo
December 23rd, 2024 06:52 PM
I'm thrilled to hear that you had a positive experience with me and my team at Synergy One Lending, Inc. Thank you for taking the time to share your feedback, Laura. Your satisfaction is our top priority and your review confirms the hard work...
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She was very responsive. Always willing to give a thorugh explanation which simplified the process and steadied my nerves. At a time of fluctuating rates, her suggestion gave me the patience to get a lower rate.
Reply from Owner
January 9th, 2026 10:06 AM
Gabriel, it was my absolute pleasure working with you. I am happy I was able to offer explanations that steadied your nerves during the home buying process. Enjoy your home!! And thank you for allowing me to handle your home financing.
She was very responsive. Always willing to give a thorugh explanation which simplified the process and steadied my nerves. At a time of fluctuating rates, her suggestion gave me the patience to get a lower rate.
Reply from Anna Ruotolo
December 23rd, 2024 06:53 PM
I'm so pleased to hear that you appreciated my responsiveness and explanations, Gabriel. It's always my goal to simplify the process and create a calm, understandable experience for my clients. I'm glad my advice regarding the fluctuating rates...
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I have known Anna for many many years. She is a godsend! The best professional to work with. Every time I know my clients are in the nest hands possible! I truly appreciate her!
Reply from Anna Ruotolo
December 20th, 2024 10:49 PM
I'm truly humbled by your kind words, Marissa. Your trust and support over the years mean the world to me. Love ya!!
Prompt communication! Solid advice and support as a first time homebuyer - thank you!
Reply from Anna Ruotolo
November 20th, 2024 10:49 PM
Thank you so much for the five-star rating, Brian! I'm thrilled to know you found my communication prompt and the advice valuable. It was truly my pleasure to assist you on your journey to becoming a homeowner. Your positive feedback means...
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Anna was always available to respond to our needs Anna abswered our questions with qreat expertise .
Reply from Anna Ruotolo
November 19th, 2024 06:32 PM
I'm thrilled to hear that you had a 5-star experience, Margaret! It was truly my pleasure to be available for you and answer any questions you had. Thank you for trusting me and Synergy One Lending, Inc. with your business.
This is my third business transaction with Anna at the helm and I can’t tell you how grateful I am for her professionalism, confidentiality, and communication from the beginning to end. I have several friends who have been asking to explore...
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Reply from Anna Ruotolo
October 12th, 2024 11:59 PM
Hi Dana, I'm thrilled to hear about your positive experiences with our transactions. Your trust in my professionalism means a lot to me. I'm here to simplify the process and make it as smooth as possible for you. I really appreciate your willingness...
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Anna is the ultimate professional. Exceptional in every category.
Erin
Reply from Anna Ruotolo
October 7th, 2024 04:45 PM
Thank you so much, Erin, for such a glowing review. I'm thrilled to hear that you had a positive experience with me. Ensuring the satisfaction of my clients is my top priority and your feedback is greatly appreciated. Thank you again for choosing...
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Communication is paramount with me. Anna went above and beyond to consistently communicate with me. I was given great advice and updates throughout the process.
Reply from Anna Ruotolo
September 26th, 2024 08:09 PM
I'm thrilled to hear you had such a positive experience, Bobby! Communication is a crucial aspect of my work at Synergy One Lending, Inc. I'm glad that the advice and updates were beneficial for you. It was a pleasure working with you. Thanks...
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About
My career in mortgage lending began after high school, working while attending San Jose State University. I was in love with the industry and never left. I have been honored to be a featured speaker at conferences for National Assoc. of Realtors,
Real Estate Service Providers Organization and nationally known real estate firms.
In my community, I was founding member of High Hopes Golf Tournament raising funds for Hope Hospice of the East Bay. While raising two amazing boys, my hus- band Dave and I volunteered to coordinate our club & high school basketball
leagues. I am a 100% Italian and fluent in Sicilian. In addition, I am a warrior cancer survivor!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Home Financing, Mortgage Loans, Reverse Mortgage, Equity Lines, Home Equity Lines, Second Mortgages, Bridge Loans, First Time Homebuyer Programs, Down Payment Assistance Programs
Purchase Plans, Refinance Analysis
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Digital HELOC*
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Memberships
- Bay East Affiliate
- Bay East Association of Realtors Affiliate Platinum Member
- Pleasanton North Rotary
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1983
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 248946
Awards
Top 40 Under 40
Achievements
- Pleasanton Leadership 2025
Hobbies
- Enjoying the great outdoors - whether walking, hiking or just relaxing in the back yard
- working out, reading, gardening, playing with my chickens and having fun with family and friends!
- I enjoy working out, reading, gardening and playing with my chickens.
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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