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Andy Garcia - Mortgage Loan Officer | NMLS # 851891 in Charlotte, NC

Andy Garcia

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Mortgage Loan Officer | NMLS # 851891

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TowneBank Mortgage. NMLS 512138. Equal Housing Lender. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
  • Encompass
    J
    Julio O
    Charlotte, NC
    Posted on June 21st, 2025 12:04 PM
    Smooth and quick process. Andy and his team are very responsive. Thank you!
    Reply from Andy Garcia
    June 28th, 2025 12:06 PM
    We're committed to providing exceptional service, so it's wonderful to know you had a positive experience.
  • Encompass
    G
    Griselda M
    Kannapolis, NC
    Posted on June 16th, 2025 09:23 PM
    Excelente grandioso bendiciones a todo su equipo
    Reply from Andy Garcia
    June 23rd, 2025 09:24 PM
    We're grateful for your positive review and hope to work together again in the future.
  • google
    A
    Amparo C
    Posted on June 7th, 2025 01:44 PM
    Very professional and efficient.. process was smooth and fast
    Reply from Owner
    January 9th, 2026 11:22 AM
    I am so glad to hear that! Thank you for your feedback.
  • Encompass
    A
    Amparo C C
    Stanley, NC
    Posted on June 7th, 2025 01:43 PM
    andy was very efficient and professional..
    Reply from Andy Garcia
    June 14th, 2025 01:44 PM
    Thank you for your feedback! I have enjoyed working with you,
  • google
    V
    Virginia D
    Posted on May 27th, 2025 10:33 PM
    Andy Garcia has received a review with 5 star rating from Virginia D
    Reply from Owner
    January 9th, 2026 11:22 AM
    Thanks Virginia!
  • Encompass
    V
    Virginia M D
    Charlotte, NC
    Posted on May 27th, 2025 10:32 PM
    Explain everything and took me step by step on how I can get everything ready
    Reply from Andy Garcia
    June 3rd, 2025 10:34 PM
    We're delighted that you had a positive experience with us. Count on us for all your future mortgage endeavors.
  • Encompass
    J
    Juventino G
    Charlotte, NC
    Posted on May 17th, 2025 01:42 PM
    Tube ina bonita experiencia trabajar todo esto con Andy fue muy amable y tuvo toda la paciencia en todo momento gracias
    Reply from Andy Garcia
    May 24th, 2025 01:44 PM
    Your positive feedback brightened our day! We're here whenever you need assistance in the future.
  • google
    R
    Ruth F O
    Posted on May 17th, 2025 04:39 AM
    (Translated by Google) My husband and I are eternally grateful to God for Andy's life. His work has been professional, effective, and efficient. It's amazing to be able to work with someone who makes you feel safe and confident every step of...
    read more
    Reply from Owner
    January 9th, 2026 11:22 AM
    We're honored to have been a part of your mortgage experience, Ruth. Your positive review means a lot to us.
  • google
    R
    Ruth F O
    Posted on May 17th, 2025 04:39 AM
    My husband and I are eternally grateful to God for Andy's life. His work has been professional, effective, and efficient. It's amazing to be able to work with someone who makes you feel safe and confident every step of the way. Again, Andy,...
    read more
  • Encompass
    R
    Ruth M F
    Columbia, SC
    Posted on May 17th, 2025 04:39 AM
    Mi esposo y yo vivimos agradecidos con Dios por la vida de Andy. Su trabajo ha sido profesional, efectivo y eficiente. Es asombroso poder trabajar con alguien que te hace sentir seguridad y te hace sentir confiado en cada paso del proceso....
    read more
    Reply from Andy Garcia
    May 24th, 2025 04:41 AM
    Your review means a lot to us. We're committed to guiding you through all your mortgage decisions.
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    About
    TowneBank Mortgage. NMLS 512138. Equal Housing Lender. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    Addresses and Serving Areas

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 851891
    Disclaimer
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