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Andy Garcia - Mortgage Loan Officer | NMLS # 851891 in Charlotte, NC

Andy Garcia

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Mortgage Loan Officer | NMLS # 851891

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TowneBank Mortgage. NMLS 512138. Equal Housing Lender. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
  • Encompass
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    Cirio R V
    Charlotte, NC
    Posted on October 10th, 2025 03:10 PM
    Ustedes nos ayudaron en cada paso para lograr este sueno, nosotros no sabiamos como hacerlo. En todo momento fueron amables, pacientes, positivos. Verdaderamente ustedes son un canal que Dios utiliza para bendecir a las personas. GRACIAS. ***DIOS...
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    Reply from Andy Garcia
    October 17th, 2025 03:10 PM
    Your kind words made our day! We're always here to provide guidance on mortgage-related matters.
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    Kerwin S
    Posted on October 10th, 2025 01:12 PM
    Andy Garcia has received a review with 5 star rating from Kerwin S
    Reply from Owner
    January 9th, 2026 11:27 AM
    Thank you!
  • Encompass
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    Kerwin J S
    Charlotte, NC
    Posted on October 10th, 2025 01:12 PM
    The best in his work exceeded my expectations, I recommend it %200% was able to do what it takes to get to the closing day without any problems, grateful with all my heart, thank you, blessings.
    Reply from Andy Garcia
    October 17th, 2025 01:14 PM
    We're thrilled that you had a positive experience with us!
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    Sierra
    Posted on October 1st, 2025 01:09 AM
    Great help, great people
  • Encompass
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    Juan A S
    Kannapolis, NC
    Posted on October 1st, 2025 01:08 AM
    Very attentive
    Reply from Andy Garcia
    October 8th, 2025 07:17 PM
    Your positive feedback brightened our day! We're here whenever you need assistance in the future.
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    Daniel R
    Charlotte, NC
    Posted on September 24th, 2025 01:41 PM
    Communication and always being attentive to my questions
    Reply from Andy Garcia
    October 1st, 2025 01:42 PM
    Thank you for your kind review. We're committed to being your lifelong reliable source for mortgage solutions.
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    Marcello V
    Posted on September 23rd, 2025 03:02 AM
    Andy Garcia has received a review with 5 star rating from Marcello V
  • Encompass
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    Marcello S V
    Polkton, NC
    Posted on September 23rd, 2025 03:02 AM
    Great communication and patience
    Reply from Andy Garcia
    September 30th, 2025 03:03 AM
    We're delighted that you're happy with our service! Don't hesitate to reach out if you have any more questions.
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    Gilberto S C
    Monroe, NC
    Posted on September 20th, 2025 02:37 PM
    Hello there! Well, let me start with thankfulness to Andy, besides being so professional in what he does, he cares for you by getting the best options that will help to complete the big dream of obtaining your house! I recommend gladly Andy...
    read more
    Reply from Andy Garcia
    September 27th, 2025 02:38 PM
    Thank you for your kind review. We're committed to being your lifelong reliable source for mortgage solutions.
  • Encompass
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    Xiomara D A
    Charlotte, NC
    Posted on September 18th, 2025 01:14 PM
    Dios Bendiga a Andy y su equipo, todo fue excelente
    Reply from Andy Garcia
    September 25th, 2025 01:15 PM
    Thank you for sharing your positive experience with us! We look forward to serving you in the future.
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    About
    TowneBank Mortgage. NMLS 512138. Equal Housing Lender. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
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    Addresses and Serving Areas

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 851891
    Disclaimer
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