Andrew Kayes
Executive Branch Manager
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
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closed
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8 AM to 5 PM
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Reviews from Web
Words cannot describe how great Andrew was throughout the whole entire refinancing process, it was way smoother than when I bought a house. He goes above and beyond, always available to answer any questions, and give an honest insight. Whole...
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Reply from Owner
March 4th, 2025 12:00 AM
Thank you so much for the kind words, Judith! Glad the process was so simple for you, we thoroughly enjoyed working with you!!
This dude is the real deal. He is attentive, explains, is creative and responsive. He went above and beyond to score a loan at a great rate with a 'square peg' client (me) whose financials didn't fit into the 'round hole' norm as expected by...
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Reply from Owner
February 11th, 2025 12:00 AM
Really appreciate that, Joel. Glad we took the time needed up front to get you set up for success and an early closing!! Enjoy your new home!!
Like so many these days, I needed a loan to payoff some debt but had been told "maybe in six months". I started my first call with Andrew saying "thanks but I don't think you can get me a loan" and was told I might be surprised and I WAS! Not...
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Reply from Owner
January 21st, 2025 12:00 AM
What a blessing it was to get the chance to work with you, Marian! Thank you for trusting us and giving us a chance. I'm very excited to see how things change for you over the next year. Thank you!!
From the moment I talked with Andrew, I got the feeling of comfort and knowledge that he would get the job done. He listened to all my questions and concerns. He patiently waited for the process of the appraisal negotiations. He made our refinancing...
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Reply from Owner
January 17th, 2025 12:00 AM
Thank you, Jenna! We love working with other small business owners and are grateful for the opportunity to help. Glad we got things done so fast. Please take care!!
Andy took the time upfront to learn about us and our needs. He then went through a few options for us. He is very genuine and truly has his clients best interests in mind through the whole process. I feel like we have someone we can trust in...
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Reply from Owner
December 16th, 2024 12:00 AM
Congratulations to you and Cody on your beautiful new home! It was so much fun working with you guys and I look forward to keeping in touch. Happy Holidays!!
Andrew took me & my husband through multiple scenarios to allow us to choose the best option for us. Then he explained every detail of what we needed to do in order to streamline the entire process. He had the notary come to our home which...
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Reply from Owner
December 12th, 2024 12:00 AM
Thank you so much for the review, Karla! Glad we were able to review all we did up front to help you guys achieve what you needed most. Thank you so much and Happy Holidays!
Andrew is amazing to work with and is very knowledgeable in his field of expertise. I would recommend him to many others. He was very quick and gave me the best rates possible.
Reply from Owner
December 5th, 2024 12:00 AM
Thank you, Diana! You were equally as amazing to work with. So glad to wrap this up before the holidays. Have an incredible rest of the year!!
As a first-time homebuyer, I had a lot of questions—about how rates work, the best time to buy, navigating my budget, and more. Andrew took the time to educate me and guide me through the entire process. He was easy to reach by text and phone,...
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Reply from Owner
December 4th, 2024 12:00 AM
So happy everything came together for you so perfectly, Riley! It was a pleasure walking you guys through the process. Congratulations again, home sweet home!
We have refinanced a couple times and Andrew was by far better than before. As soon as you request information you get a million calls and texts from various lenders multiple times a day. Andrew didn't do this - he replied very quickly to any...
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Reply from Owner
December 4th, 2024 12:00 AM
Thank you, Allison! So glad we were able to get this wrapped up for you guys before the holiday season. I hope you guys have a great time and thanks for allowing us to help!
Andrew and Zoya were so easy to work with. I knew they had my best interest at heart from the get go. They walked me through various scenarios to ensure we could get the best deal possible in this crazy market. They were always very responsive...
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Reply from Owner
December 2nd, 2024 12:00 AM
Thank you so much, Amanda! It's always our goal to deliver the most competitive rates and terms, along with exceptional service. Happy Holidays to you, Nick and the family!
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About
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1073992