

Andrew Kayes
Executive Branch Manager

With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Andrew was honest, patient, and pushed through my refinance in record time. I really appreciated his care and concern to assist me quickly under unusual circumstances. He is very knowledgeable in all of the available options. I would highly...
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Reply from Owner
August 11th, 2025 12:00 AM
Thank you, Mary!! We sure did move quick on this, I am so glad we were able to exceed your expectations. Good luck with everything!!
Andrew was amazing from start to finish! He helped us in every way, always available to answer questions and stayed patient with us through the entire process.
Reply from Owner
July 24th, 2025 12:00 AM
Thank you, Alex!! It was a pleasure helping you guys get into your beautiful new home! Enjoy it and looking forward to seeing you guys thrive.
Andrew was knowledgeable, personable, and patient with us as first time home buyers.Andrew was even available after hours for questions that came up along the way.
Reply from Owner
July 21st, 2025 12:00 AM
Thank you, Sandi! Congratulations to you and Brent on your first purchase! It was our pleasure to be a part of it. Enjoy your new home!!
From the moment I spoke to Andrew he was honest and very knowledgeable. He never gave us any false expectations. Everything went very smoothly and we appreciate him and his honest business.
Reply from Owner
July 16th, 2025 12:00 AM
Thank you, Elsa! So glad we were able to deliver and get you to the finish line without and problems. It was a pleasure helping you guys and we look forward to working together again in the future!
Andrew and Zoya were great to work with! He was referred to us by family and he will be my go to for anyone else I know needing any lending services!
Reply from Owner
July 9th, 2025 12:00 AM
Congratulations on your new home, Slater! It was a pleasure working with you guys and looking forward to keeping in touch. Thank you again for trusting us!
Andrew and Zoya were simply the best people to work with. We presented t. I’ve never dealt with someone as personable and dedicated to customer service as Andrew & Zoya. From the initial call through the follow-up after settlement, they were...
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Reply from Owner
June 30th, 2025 12:00 AM
Thank you, Jose! We pride ourselves and being available for you even after the loan closes! Thanks again for your trust and congratulations on the wedding! Cheers!
Andrew was super helpful and communicative with us during the process of obtaining our HELOC loan. He was always available to answer our questions whether it was text, phone, or email and he was able to get it completed quickly. He was friendly,...
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Reply from Owner
June 27th, 2025 12:00 AM
Was super easy working with you, Matt! Glad we were able to deliver so quickly. Thank you for the awesome review!
Andrew and Zoya were simply the best people to work with. We presented them with what appeared to be an insurmountable task and they not only got results but exceeded our expectations. I’ve never dealt with someone as personable and dedicated...
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Reply from Owner
June 26th, 2025 12:00 AM
What an amazing review, Steve. It was such a pleasure to work with you and see all of this come full circle. You were extremely helpful and patient as we navigated all of this. Can't wait to work with you again!
Andrew and Zoya we absolutely amazing to work with! They made the process easy! They are also very personable and care about the quality they give! Thank you Andrew and Zoya!!
Reply from Owner
June 4th, 2025 12:00 AM
Thank you, Shannon! We thoroughly enjoyed working with you as well. Can't wait to see how the projects turn out for you and the family. Please take care!!
Andrew was easy to work with, always available and he communicated well. He was committed to getting us what was best for us and explained everything so that we could understand. Andrew was amazing!
Reply from Owner
June 3rd, 2025 12:00 AM
Thanks for the amazing, review, Perry!! So glad we were able to make it work for you guys and help you keep your first mortgage rate! Best of luck to you and Sherri!
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About
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1073992