

Andrew Kayes
Executive Branch Manager

With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
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Business Hours
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8 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Met Andrew about a year ago and we had an incredible conversation about family values and what makes life work. My wife and wanted to wait until we where ready to buy a HOME, and the only person I could trust to guides as was Andrew. Happy...
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Reply from Owner
October 30th, 2019 12:00 AM
Thank you for trusting me with your first home purchase, Charlie & Krista. So glad you were able to find your dream home for your family! Enjoy it!
Andrew stayed on top of the process and made sure I was informed. He was always available by phone and email. He was able to close the loan faster than any re-fi I have ever undertaken.
Reply from Owner
October 29th, 2019 12:00 AM
Glad we were able to get it done so quickly! Thanks for letting me help, Elliot!
Andrew is a true professional. He is very personable, extremely thorough, knowledgeable, and truly cares. He wants the absolute best outcome based on his client's expectations and needs. I don't think you could find a better person and/or business...
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Reply from Owner
October 29th, 2019 12:00 AM
Thanks for the kind words, Frank! Your experience will always be my top priority!!
Working with Andrew was one of the most pleasant real estate experiences I've had over the past 20 years during which I've purchased and refinanced several homes. Andrew is always a professional, but friendly enough so as not to be intimidating....
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Reply from Owner
October 29th, 2019 12:00 AM
The process was just as pleasant for us, Liz. Thank you for the kind words and allowing me to make this process so painless for you!
This is the second time we have used Andrew. As usual, top quality customer service. He made our process simple and easy to follow. Thanks Andrew!
Reply from Owner
October 22nd, 2019 12:00 AM
We are so appreciative that you chose us for a second time! Thank you!
Andrew Kayes, Thank you so much ! Again this is the 2 time you worked with me with my Refinance as always you were quick honest and explained every detail that I needed to know , thank you again :)
Reply from Owner
October 14th, 2019 12:00 AM
I'm thankful you continue to allow me to help! Glad to hear it was quick and painless for you, Elia!
I had gone through the mortgage process at least ten times since my first home purchase. As a veteran, you are able to do a streamline refinance on your VA loan after six months. I have gotten dozens of calls and mailers trying to get my business....
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Reply from Owner
October 14th, 2019 12:00 AM
Kelly, the pleasure was all mine. Thank you for allowing me to help, I'm looking forward to our next conversation!
This was my first re-fi that Andrew helped me with. It was a tedious process as I am self-employed, but Andrew was very informative, understanding and patient with me throughout the whole process. He continues to reach out and check on me and...
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Reply from Owner
October 4th, 2019 12:00 AM
Thanks for trusting me with your first purchase, Becca! The pleasure was all mine. Looking forward to helping again in the future!
I would recommend to anyone looking to refinance. I had many questions for Andrew, and he answered his phone almost every time i called. The one time he did not, he got back to me within minutes. This my second refinance with Advantage First,...
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Reply from Owner
September 30th, 2019 12:00 AM
Thanks for being a part of the AFL family, Justin!
Andrew did an outstanding job with my refinancing process. I am a 100% Disabled Veteran, After dealing with over 30 companies and being scammed and being taken advantage of. Andrew - did not hesitate to help me and tell me the truth from the...
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Reply from Owner
September 23rd, 2019 12:00 AM
Glad we were able to execute for you and your fiancé! Thank you for trusting my team and I to deliver on the terms we promised. We appreciate it, Roberto!
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About
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1073992