Andrew Kayes
Executive Branch Manager
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
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8 AM to 5 PM
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Reviews from Web
I had an excellent experience working with Andrew my mortgage lender from start to finish. The entire process was clear, organized, and far less stressful than I expected. Andrew took the time to explain every step, answered all of my questions...
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Reply from Owner
March 2nd, 2026 12:00 AM
We appreciate the opportunity to work with you again, Neil! Looking forward to helping you find a new home to purchase and add to your portfolio. Thank you for the kind words and the continued trust!
Andrew was great to work with on our loan. He was professional and knowledgeable, making the entire process smooth. I would highly recommend him to others!
Reply from Owner
February 26th, 2026 12:00 AM
Thank you so much, Bree! Was a pleasure working with you guys and I can't wait to see the finish product!!
Working with Andrew and his team was a wonderful experience. Andrew was very open and honest about our situation and was able to find the perfect solution for us. Can’t thank you enough for getting a huge burden off our back so we could move...
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Reply from Owner
February 6th, 2026 12:00 AM
So glad that you and Tammy took the time to work through all of your options. I know we ended up putting you in the best possible position for the future. Looking forward to working together again, Randy! Thank you!
Andrew was easy to work with and professional throughout the process. He was responsive and answered all questions in a timely manner. I have already recommended him to a family member that is considering an equity loan.
Reply from Owner
February 6th, 2026 12:00 AM
Really appreciate you thinking of us for your family, Paul! Thanks for letting us help get this done efficiently for you! Please keep in touch!
Great experience working with him on our refi mortgage. He was very helpful, responsive and made the entire process easy and stress free. Communication was excellent and we would highly recommend him.
Reply from Owner
February 6th, 2026 12:00 AM
Thanks for the recommendation, Chris! It was our pleasure working with you. Hope everything works out for you and your son!
Andrew did a great job for us. We moved through the process pretty smoothly and with his guidance found a mortgage product that worked well for us. Thanks for your assistance and guidance.
Reply from Owner
January 26th, 2026 12:00 AM
Thank you so much, Blake. Glad we were able to find the right fit to accommodate what you needed! Wishing you and your family nothing but the best!
I cannot recommend Andrew Kayes enough if you are in the market for a refinance. I started the process and closed almost within 30 days. Andrew offered clear communication throughout and his staff added to the experience with a smooth and efficient...
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Reply from Owner
January 15th, 2026 12:00 AM
It was an absolute blast working with you, Leslie!! We always ensure there are no surprises at any point of the process. Thank you for trusting us and I hope you have an incredible start to the New Year!
I spoke with Andrew about refinancing and consolidating some credit cards. He was super helpful. Got me a great loan and helped me through the entire process. Anytime I called him he made me feel like his only client and that my question was...
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Reply from Owner
January 8th, 2026 12:00 AM
Really glad we were able to get this done so quickly, Jerry! I hope you and your daughter had an incredible holiday season, thank you again!!
Andrew and his spectacular assistant Zoya, did an amazing job for my wife and I with our refinancing. His counsel and assistance through the process was focused on our best interests and his advice was spot on! Receptive and amenable at every...
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Reply from Owner
January 2nd, 2026 12:00 AM
Appreciate the incredible review here, Patrick! Glad we were able to finish things up before the New Year and help get you your birthday present! Have a great 2026!!
I can’t say enough good things about Andrew and his team. Communication was crystal clear and prompt. Documents were easy to send in/upload and everything was processed ASAP. Thanks to Andrew - I was able to close a week earlier than planned!...
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Reply from Owner
December 17th, 2025 12:00 AM
Thank you, Mitch! Congratulations on your new purchase! So glad we were able to get it done quicker than expected. Enjoy your first Christmas in your new home!!
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About
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1073992