Andrew Kayes
Executive Branch Manager
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
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8 AM to 5 PM
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closed
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closed
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Reviews from Web
I am so glad that I was referred to Andrew Kayes to help me do my mortgage. I had (from what other lenders said) a complex situation and so grateful I met the "YODA" of mortgages. Andrew looked at my situation and without skipping a beat knew...
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Reply from Owner
October 26th, 2021 12:00 AM
What a pleasure it was to help you out, Steffen! The more diligent we are upfront, the easier it tends to be. So thanks for the opportunity to help you and your family out!
My wife and I chose to refinance with Andrew a second time because of Andrew and his teams professional customer service. Our refinance was very stress free mainly because Andrew and his team constantly communicated with us throughout the process...
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Reply from Owner
October 21st, 2021 12:00 AM
Darren, we are so grateful you gave us the opportunity to help once more! Very excited to see the changes you guys make to your home. Have a wonderful holiday season coming up!
This was our second time using Andy for a refinance on our home. He really is the best in the business! He and the processer, Jade, were an absolute dream to work with and so responsive! We closed quicker than expected and everything went seamlessly....
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Reply from Owner
October 20th, 2021 12:00 AM
Thank you so much for the kind words, Marissa! So happy to see things move so fast and seamlessly! Take care!!
We had the pleasure to work with Andy on our second refinance, once again we received A+++ outstanding service. Process was flawless, professional, and quick. Hands down recommend Andy and Advantage First for any of your loan needs, you will...
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Reply from Owner
October 20th, 2021 12:00 AM
Thanks for giving us the opportunity, once more, Cullen! A+++ service is what we shoot for every single time. Jade and I are elated for you and your family! Thanks again!
This is our second time using Andrew with our services to refinance our property and I cannot recommended anyone else as his has been our smoothies transactions and communication is on point with him. He satisfies what we look for in a trusted...
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Reply from Owner
October 14th, 2021 12:00 AM
Thank you so much for the kind words, Patrick. It really has been a pleasure to get to know you and Theresa. I know how hard you guys work and it's a blessing to be able to assist. You guys take care and we will talk soon!
Andrew was absolutely fantastic, throughout the entire process he was right there to guide us and answer any questions we had. Not only was his customer service above and beyond, he connected on a personal level and made sure we felt comfortable...
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Reply from Owner
October 7th, 2021 12:00 AM
We closed even faster than I expected, Adam! Thank you for the kind words, it means a lot. Congratulations to you and Kelly on the arrival of your beautiful baby!!
From our first contact, Andrew was great to work with! He was available to take every call, quick to respond to every email or text and very helpful during the entire process. Once my file was handed off to Danielle, the loan processor, everything...
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Reply from Owner
October 7th, 2021 12:00 AM
Jenny! Thank you so much for the kind words, we pride ourselves in making sure you are taken care of from start to finish. I am glad Danielle and I could exemplify that for you, at such a quick pace! Welcome to the AFL Family!!
Andy was extremely helpful during our first home purchase. He fielded all of our questions we had throughout the process in a clear and concise manner. I couldn’t have asked for a better person assisting us in such an important life decision....
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Reply from Owner
October 6th, 2021 12:00 AM
It truly was my pleasure to help you and Jillian with your first purchase. Congratulations on being homeowners! Welcome to the AFL Family :)
Pleasure to work with. Very helpful. Was always available, and very knowledgeable. Would work with him again. A we’re all my emails and questions in a timely manner
Reply from Owner
October 5th, 2021 12:00 AM
Thanks for the kind review, Ryan. We appreciate the opportunity to help you take advantage of the opportunity at hand!
The process of buying a home can be difficult but I didn’t feel that working with Andrew. Great experience, strong knowledge, and incredibly professional.
Reply from Owner
September 22nd, 2021 12:00 AM
Congratulations on your very first purchase, Charlie & Lauren! We are so excited for you guys and are grateful to have you apart of the AFL Family.
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About
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1073992