

Andrew Kayes
Executive Branch Manager

With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
I have only owned my cleaning business for 8 months. I retired from a 25 yr career & owned my house but no one had any loan options for me…until Andrew!! He reached out & I had his direct line to contact him from day one. He answered every...
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Reply from Owner
October 12th, 2023 12:00 AM
I will always make myself as available as possible for you, Dawn! So glad this one came together, looking forward to working with you again!! We appreciate you!
I had it all. Self employed only 1.5 years of w2 employment history extremely low credit. IRS tax return issues. If there was a hurdle to be had I had them but he addressed them all and got me to the finish line.
Reply from Owner
October 9th, 2023 12:00 AM
We sure did have our fair share of challenges, Steve! But we never gave up and found a way to work through them. Thanks for remaining patient and trusting me to deliver!!
Andrew is very knowledgeable and is a top notch expert. He guided me through each step of the process and closed the home equity loan VERY quickly!!! He also saved me ALOT of money compared to the other lenders I looked into!!!
Reply from Owner
September 26th, 2023 12:00 AM
Glad we were able to get the job done, Jack. We sure had an up hill battle but we worked through it together. Thanks to both you and Christine!!
Andrew and his team worked very fast helping me with the loan process. They made everything very simple. They were very helpful. Every time I had a question or some concerns, they were there to answer anything I wanted to know. They were always...
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Reply from Owner
September 25th, 2023 12:00 AM
Thank you, Karla :) We sure did get this one done quick for you! We pride ourselves on always being available for you. Thank you again and good luck with everything!!
I was desperate to find a refi specialist because I was drowning in credit card debt. Andrew was so comforting in assuring me there would be a way. He found the way after that first conversation. I sent in my paperwork, but things took a little...
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Reply from Owner
September 19th, 2023 12:00 AM
What a pleasure you were to work with Joanne! Things are always going to come up along the way, but we handled them together as a team. I'm so glad we were able to help and clean things up for you. Please take care of yourself!!
I had a great experience with Andrew. After I thought all my options were gone with a very low credit score Andrew came through for the win. Answered phone calls/text messages immediately and even answered questions on weekends.
Reply from Owner
September 5th, 2023 12:00 AM
Glad we were able to work through it together, Justin! Can't wait to see how things continue to improve for you over the coming months. Take care!!
Andrew handled my refinance with great detail, knowledge and efficiency. Out of all the professionals I had an opportunity to work with, Andrew presented the options and DELIVERED on the best one for me. I highly recommend Andrew and his team....
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Reply from Owner
August 29th, 2023 12:00 AM
I appreciate the kind words and so happy to hear we were able to deliver on what we discussed. Thank you for trusting myself and my team!
Everything was handled in a very professional manner. The Loan was CLOSED within 30 DAYS!! If we ever need a refinance or new construction we will call Andrew.Great Job Andrew!!
Reply from Owner
August 10th, 2023 12:00 AM
Appreciate the kind words, Billy & Pam! We made the right decision and can't wait to see how things change for you guys! Looking forward to chatting soon!
Andrew handled our cash out refinance with extreme care and efficiency. He expedited transaction with great knowledge, pointing us in the right direction so we could make the right decision for my family. Very skilled and personable. Pleasure...
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Reply from Owner
August 9th, 2023 12:00 AM
The pleasure was all mine, Greg! Glad things fell into place exactly as we had hoped. Looking forward to working together again!
Andrew is an exceptional mortgage lender! Throughout our experience, he consistently went above and beyond to assist us, finding solutions for every challenge that arose. His expertise and dedication made the process smooth and stress-free....
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Reply from Owner
August 2nd, 2023 12:00 AM
Glad to hear we were able to deliver on the terms we discussed, Katherine! I am also looking forward to working together again in the future! Thank you!
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About
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1073992