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Amy Cummings - Highlands Residential Mortgage, Ltd. in Texarkana, TX

Amy Cummings

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Highlands Residential Mortgage, Ltd.

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With more than 25 years of experience across nearly every area of the mortgage industry, I've served as an Administrative Assistant, Loan Closer, Loan Processor, Relocation Specialist, Proficiency Coach, Community Banking Specialist, Loan O... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM(Open now)
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
  • Encompass
    J
    Jeffrey B
    Lone Star, TX
    Posted on January 1st, 2026 12:57 PM
    This was the first time me and wife were buying a home. Amy and her staff were amazing and always answered the smallest questions or even the big questions. They are absolutely amazing and if we everbuy another house we will use them again....
    read more
    Reply from Amy Jones
    January 2nd, 2026 03:57 PM
    I'm happy to hear that your first home buying experience went smoothly with my support, Jeffrey. Answering all questions—big or small—is something I take very seriously to ensure you feel confident throughout the process. If you decide to purchase...
    read more
  • Encompass
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    Cody W
    Mena, AR
    Posted on December 24th, 2025 04:35 PM
    Amy was very knowledgeable and went the extra mile for me. She answered all of my questions and concerns thoroughly
    Reply from Amy Jones
    December 24th, 2025 06:13 PM
    It's wonderful to know that my knowledge and commitment made a difference for you, Cody. Ensuring all your questions and concerns are addressed is always my goal. Should you have any further inquiries or need assistance in the future, please...
    read more
  • Encompass
    R
    Rachel B
    Mena, AR
    Posted on December 22nd, 2025 04:11 PM
    Amy was very professional and very knowledgable in every aspect of home loans. We will definitely recommend her in the future!
    Reply from Amy Jones
    December 22nd, 2025 04:24 PM
    I'm grateful for your thoughtful feedback, Rachel. It's rewarding to know that you valued the professionalism and knowledge I brought to the home loan process. Recommendations like yours mean a lot to me. If there's anything else you need or...
    read more
  • RequestAReview
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    Cindy P
    Ashdown, Arkansas
    Posted on December 5th, 2025 08:09 PM
    We could not of gotten the loan without her help. She is a ROCK star!
    Reply from Amy Jones
    December 5th, 2025 10:04 PM
    I appreciate your kind words, Cindy. It's wonderful to know I could assist in securing your loan. If you ever have more questions or need additional support, I'm here for you. Thank you for sharing your experience!
  • Encompass
    D
    Destiny A L
    Ore City, TX
    Posted on November 21st, 2025 03:18 PM
    Very fast to get things done, amazing communciation, very hard worker, oustanding advice and very knowledgeable.
    Reply from Amy Jones
    November 21st, 2025 03:34 PM
    I'm appreciative of your feedback, Destiny. Knowing that my communication and efforts to provide knowledgeable advice had a positive impact is encouraging. It's always my goal to work efficiently while ensuring you have the information you...
    read more
  • Encompass
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    Draydon D
    Ore City, TX
    Posted on November 20th, 2025 06:00 PM
    Amy does a great job helping our clients find the right mortgage for them! I've known her to work countless hours for her people. If you're not using Amy, you're doing it wrong.
    Reply from Amy Jones
    November 20th, 2025 06:32 PM
    I appreciate your kind words, Draydon. It's rewarding to know that my efforts to help clients find the right mortgage are recognized. I'm committed to putting in the necessary time and dedication to support everyone I work with. If there's...
    read more
  • Encompass
    C
    Colton B C
    Fouke, AR
    Posted on November 13th, 2025 01:13 PM
    Great communication between Amy and I to get things done and turned in. Amy was on top of everything from the beginning to the end.
    Reply from Amy Jones
    November 17th, 2025 01:35 PM
    Thank you for sharing your experience, Colton. I'm pleased to hear that our communication made the process smooth for you. Staying on top of everything from start to finish is something I strive for. Should you need anything else or have further...
    read more
  • Encompass
    J
    Jessica H
    Douglassville, TX
    Posted on October 26th, 2025 10:14 AM
    From the first time I spoke with Amy, I knew this experience would be worth everything! She is patient, caring, and thorough. We began the process at the end of June, but the home we wanted had many hidden "surprises". Amy remained encouraging...
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    Reply from Amy Jones
    October 26th, 2025 05:14 PM
    I'm truly grateful for your kind words, Jessica! Wow. Knowing that I was able to provide the patience, care, and thoroughness you needed during what could have been a challenging time means a lot to me. Walking with you through those surprises...
    read more
  • Encompass
    V
    Von T
    Douglassville, TX
    Posted on October 24th, 2025 01:19 PM
    Perfect job!
    Reply from Amy Jones
    October 24th, 2025 03:21 PM
    Thank you, Von! Teamwork :)
  • Encompass
    I
    Isaac R H
    Texarkana, TX
    Posted on October 21st, 2025 02:18 PM
    Made the entire process simple and easy to comprehend!
    Reply from Amy Jones
    October 21st, 2025 06:34 PM
    I'm pleased to hear that the process felt simple and easy for you, Isaac. Making things clear and comprehensible is always a goal of mine, so it's nice to know it was a positive experience for you. Should you have any more questions or need...
    read more
  • 81–90 of 206
    About
    With more than 25 years of experience across nearly every area of the mortgage industry, I've served as an Administrative Assistant, Loan Closer, Loan Processor, Relocation Specialist, Proficiency Coach, Community Banking Specialist, Loan Officer Assistant, and now Loan Officer. What does that mean for you? I've likely seen the questions, challenges, and solutions before. I understand the mortgage process from start to finish and know how to keep things moving smoothly. Whether you're buying your first home, your next home, or helping clients achieve homeownership, I'm committed to clear communication, expert guidance, and a stress-free experience from application to closing. Let's connect and get you home!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loans
    USDA Loans
    FHA Loans
    VA Loans
    ADFA Move UP and Down Payment Assistance
    Rate-Term Refinances
    Cash-Out Refinances
    First Time Homebuyer Loans
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Highlands Residential Mortgage - Loan Officer
      Feb 27th, 2024 - Current
    • Highlands Residential Mortgage - Loan Officer Assistant and Processor
      Sep 28th, 2020 - Feb 26th, 2024
    Memberships
    • Central Baptist Church, Ashdown, AR
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2024

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 882893- AR & TX
    Hobbies
    • Camping
    • Reading
    • Traveling
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.