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Amy Cummings - Highlands Residential Mortgage, Ltd. in Texarkana, TX

Amy Cummings

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Highlands Residential Mortgage, Ltd.

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With more than 25 years of experience across nearly every area of the mortgage industry, I've served as an Administrative Assistant, Loan Closer, Loan Processor, Relocation Specialist, Proficiency Coach, Community Banking Specialist, Loan O... Show More
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Location & Business Hours
Business Hours
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8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
  • Encompass
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    Summer G
    Ashdown, AR
    Posted on August 9th, 2026 12:50 PM
    Amy is unmatched, start to finish. Always a pleasure to work alongside her & her team
    Reply from Amy Cummings
    August 12th, 2026 12:50 PM
    Summer, I appreciate your kind words. I'm happy to know that working with my team and me was a pleasure from start to finish. Thank you for sharing your experience!
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    Amy U
    De Kalb, TX
    Posted on August 9th, 2026 02:32 AM
    Amy was always available, helpful, and knowledgeable. Really loved working with her!
    Reply from Amy Cummings
    August 12th, 2026 12:35 PM
    Thank you so much for your kind words, Amy. I'm pleased to hear that you enjoyed working with me and found my availability and knowledge helpful. If you ever need assistance in the future, please feel free to reach out.
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    Connie A
    Ashdown, AR
    Posted on August 5th, 2026 01:55 PM
    Amy is the kind of lender everyone hopes to work with! She is personable, caring, and truly takes the time to understand your needs. She works hard to find the right lending options and goes the extra mile to make the process as smooth as possible....
    read more
    Reply from Amy Cummings
    August 10th, 2026 07:10 PM
    Connie, I appreciate your kind words and am thankful for your trust. It's important to me to understand and meet the needs of those I work with. I'm glad to hear that you found the process smooth and that my efforts made a difference. If you...
    read more
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    Nicolle J
    Wake Village, TX
    Posted on August 1st, 2026 03:46 PM
    Amy was wonderful! As first time home buyers we came in pretty clueless and she was there to answer every question we had and more! She made the whole process so smooth!
    Reply from Amy Jones
    August 1st, 2026 04:28 PM
    Nicolle, thank you for your kind words. I'm glad I could help make your first home buying experience smooth by answering all your questions. If you have any more queries or need further assistance, feel free to reach out.
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    Rhonda N
    Atlanta, TX
    Posted on August 1st, 2026 10:26 AM
    Amy kept great communication and answered all my questions in a timely manner.
    Reply from Amy Jones
    August 1st, 2026 04:27 PM
    I'm happy to hear that you appreciated the communication, Rhonda. Ensuring your questions are answered promptly is important to me. If there's anything else you need, please feel free to reach out.
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    Emily W
    Texarkana, TX
    Posted on July 29th, 2026 04:06 PM
    Amy is always a pleasure to work with. She truly cares about the PEOPLE!
    Reply from Amy Jones
    July 29th, 2026 09:12 PM
    Thank you for your kind words, Emily. I'm happy to know that you feel valued and appreciate the focus on the people involved in the process. If there's anything else you need, please let me know.
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    Edith S
    Henderson, TX
    Posted on July 28th, 2026 09:03 PM
    Working with Amy and her team was an outstanding experience from start to finish. The home-buying process can feel overwhelming at times, but they made everything so much easier by guiding me every step of the way.Their communication was exceptional,...
    read more
    Reply from Amy Jones
    July 28th, 2026 09:23 PM
    Edith, I appreciate your thoughtful review. It's wonderful to know that you felt well-supported and informed throughout the home-buying process with my team and me. Your kind words about our communication and dedication mean a lot. Thank you...
    read more
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    Alexandria A D
    Texarkana, TX
    Posted on July 27th, 2026 04:13 PM
    Amazing job so prompt thorough great communication and made buying a house so easy and pleasant! Highly recommend!!
    Reply from Amy Jones
    July 27th, 2026 04:27 PM
    Thank you for your kind words, Alex. I'm happy to know that the process was smooth and pleasant for you. Your recommendation means a lot to me! If you ever need anything else, please feel free to reach out.
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    Ashley R M
    Nashville, AR
    Posted on July 27th, 2026 04:04 PM
    Amy got to work so quickly for us, no matter the day or hour!! She worked wonders for us!
    Reply from Amy Jones
    July 27th, 2026 04:27 PM
    Thank you for your kind words, Ashley. I'm happy to know that my efforts made a positive impact on your experience. If you need anything else, please feel free to reach out.
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    Melinda B
    Nashville, AR
    Posted on July 25th, 2026 11:45 AM
    Amy works hard to get the job done. I always give her name as a referral because of her work ethic.
    Reply from Amy Jones
    July 26th, 2026 02:35 AM
    Thank you for your kind words, Melinda. I'm glad to hear that you value my work ethic and trust me enough to refer others. If there's anything more I can do for you or those you refer, please feel free to reach out.
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    About
    With more than 25 years of experience across nearly every area of the mortgage industry, I've served as an Administrative Assistant, Loan Closer, Loan Processor, Relocation Specialist, Proficiency Coach, Community Banking Specialist, Loan Officer Assistant, and now Loan Officer. What does that mean for you? I've likely seen the questions, challenges, and solutions before. I understand the mortgage process from start to finish and know how to keep things moving smoothly. Whether you're buying your first home, your next home, or helping clients achieve homeownership, I'm committed to clear communication, expert guidance, and a stress-free experience from application to closing. Let's connect and get you home!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loans
    USDA Loans
    FHA Loans
    VA Loans
    ADFA Move UP and Down Payment Assistance
    Rate-Term Refinances
    Cash-Out Refinances
    First Time Homebuyer Loans
    View All
    What is the Search Rank Score®?
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    Positions
    • Highlands Residential Mortgage - Loan Officer
      Feb 27th, 2024 - Current
    • Highlands Residential Mortgage - Loan Officer Assistant and Processor
      Sep 28th, 2020 - Feb 26th, 2024
    Memberships
    • Central Baptist Church, Ashdown, AR
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2024

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 882893- AR & TX
    Hobbies
    • Camping
    • Reading
    • Traveling
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.