Amy Cummings
Highlands Residential Mortgage, Ltd.
With more than 25 years of experience across nearly every area of the mortgage industry, I've served as an Administrative Assistant, Loan Closer, Loan Processor, Relocation Specialist, Proficiency Coach, Community Banking Specialist, Loan O... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
A perfect closing.
Reply from Amy Cummings
September 14th, 2026 09:35 PM
Von, I'm grateful for your feedback on the closing. I'm pleased it was a perfect experience for you. Thank you for sharing your thoughts!
As a first-time homebuyer, I truly appreciated all of the guidance, support, and insight throughout the entire process. Every question I had was answered promptly, and I always felt informed and confident in each step of the home-buying journey....
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Reply from Amy Cummings
September 14th, 2026 08:53 PM
James, I'm grateful for your kind words and pleased to hear that you felt informed and confident during your home-buying journey. It's wonderful to know that my guidance and support made the process easier for you. Thank you for trusting me...
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Her knowledge, service & follow through unmatched. In a challenging market, you need a lender willing to go above and beyond. Amy always does. She also treats every client with compassion, first time buyer or luxury property, they are given...
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Reply from Amy Cummings
September 14th, 2026 01:08 PM
Thank you so much! You always have the nicest reviews!!
Amy has been great to work wigh both times we have used Highlands. She is timely, answers questions in a way that you can tell she is currently working on our loan, no matter what stage it is in process. Amy is excellent at what she does. My...
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Reply from Amy Cummings
September 12th, 2026 09:03 PM
My gosh Elizabeth, that makes my heart so happy!!! Thank you for sharing. I appreciate you both for trusting me and letting me finance your home twice! It's an honor.
Amy was so helpful every step of the way! She always had time for me and my questions. She's very knowledgeable and I highly recommend!
Reply from Amy Cummings
September 6th, 2026 06:59 PM
Jason, I appreciate your kind words and recommendation. I'm glad I could be helpful and available to answer your questions throughout the process. Thank you for choosing to work with me!
Communication, made everything flow smoothly
Reply from Amy Cummings
September 1st, 2026 08:40 PM
Morgan, I appreciate you highlighting the smooth communication. I'm glad I could help make the process seamless for you. Thank you for sharing your experience!
Overall great to deal with and made it quick and easy
Reply from Amy Cummings
August 31st, 2026 05:22 PM
Austin, I'm glad to hear that you found the process quick and easy. Thank you for your positive feedback!
Amy is always quick to respond and when I sent the client to her she had them prequalified and ready to go that very day! No waiting! She takes control of the client and I never have to worry if they are taken csre care of and I know all questions...
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Reply from Amy Cummings
August 31st, 2026 05:23 PM
Tammy, I'm grateful for your thoughtful review. It's wonderful to hear that my responsiveness and dedication have been helpful in getting clients prequalified and closed quickly. Partnering with you to ensure a smooth process for our clients...
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This process was seamless and smooth!
Reply from Amy Cummings
August 31st, 2026 05:23 PM
Jodee, I'm glad to hear that the process was seamless and smooth for you. Thank you for sharing your experience!
Very personable and communicates well!
Reply from Amy Cummings
August 31st, 2026 05:23 PM
Drew, thank you for your kind words. I'm glad to hear that you found my communication effective and personable. If there's ever anything more I can assist you with, please feel free to reach out.
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About
With more than 25 years of experience across nearly every area of the mortgage industry, I've served as an Administrative Assistant, Loan Closer, Loan Processor, Relocation Specialist, Proficiency Coach, Community Banking Specialist, Loan Officer Assistant, and now Loan Officer.
What does that mean for you? I've likely seen the questions, challenges, and solutions before. I understand the mortgage process from start to finish and know how to keep things moving smoothly.
Whether you're buying your first home, your next home, or helping clients achieve homeownership, I'm committed to clear communication, expert guidance, and a stress-free experience from application to closing. Let's connect and get you home!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loans
USDA Loans
FHA Loans
VA Loans
ADFA Move UP and Down Payment Assistance
Rate-Term Refinances
Cash-Out Refinances
First Time Homebuyer Loans
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Positions
- Highlands Residential Mortgage - Loan OfficerFeb 27th, 2024 - Current
- Highlands Residential Mortgage - Loan Officer Assistant and ProcessorSep 28th, 2020 - Feb 26th, 2024
Memberships
- Central Baptist Church, Ashdown, AR
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2024
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 882893- AR & TX
Hobbies
- Camping
- Reading
- Traveling
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