Amy Cummings
Highlands Residential Mortgage, Ltd.
With more than 25 years of experience across nearly every area of the mortgage industry, I've served as an Administrative Assistant, Loan Closer, Loan Processor, Relocation Specialist, Proficiency Coach, Community Banking Specialist, Loan O... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM(Open now)
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Amy and her team are the absolute bet to work with!
their constant communication and dedication to my family made the entire process seem effortless!
Reply from Amy Cummings
October 12th, 2026 05:48 PM
Chris, I'm grateful for your kind words about my team and our work together at Highlands Residential Mortgage, Ltd. It's nice to know that our communication and dedication made the process feel effortless for your family. Thank you for sharing...
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Amy and Geneva are great to work with! They made the whole transaction seamless for me.
Reply from Amy Cummings
October 12th, 2026 02:18 PM
Amanda, I'm grateful for your kind words about working with Geneva and me. It's wonderful to know that we could make the transaction seamless for you at Highlands Residential Mortgage, Ltd.
We had such a wonderful experience working with Amy and Geneva throughout the process of buying our home. From the very beginning, they were helpful, responsive, and always willing to answer our questions. As first-time homebuyers in many years,...
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Reply from Amy Cummings
October 6th, 2026 02:59 PM
Sherry, I'm so pleased to hear about your positive experience working with Geneva and me at Highlands Residential Mortgage, Ltd. It's great to know that we could assist you through the home buying process and help you feel supported, especially...
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Amy was super helpful and friendly! She answered all our questions and provided suggestion on Home Warranty plans and homeowers insurance. And, as it turns out we received great homeowers insurance and warranty plans. The whole team was great...
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Reply from Amy Cummings
September 28th, 2026 08:18 PM
Kristina, I'm pleased to hear that you found my assistance helpful and friendly. It's great to know that the suggestions on home warranty plans and homeowners insurance were beneficial for you. Working with you alongside the team at Highlands...
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Amy was always quick to respond with great advice or a fix to any issue that may aris!
Reply from Amy Cummings
September 26th, 2026 09:04 PM
Jessica, I'm pleased to hear that my responsiveness and advice made a positive impact on your experience. It's great to be part of the team at Highlands Residential Mortgage, Ltd., where we strive to provide helpful solutions. Thank you for...
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Our loan process was so easy from start to finish! Amy was helpful, responsive, and made sure we understood each step. She made buying our home feel much less stressful. We highly recommend working with her!
Reply from Amy Cummings
September 26th, 2026 09:04 PM
Tayler, I'm pleased to hear that your loan process was smooth from start to finish. It's great to know that my support helped make buying your home less stressful. Thank you for recommending me and Highlands Residential Mortgage, Ltd.!
Amy did an excellent job at explaining everything in the proces, and dind everything in an impressive timely manner
Reply from Amy Cummings
September 24th, 2026 01:22 PM
Dustin, I'm glad to know that you found my explanations clear and the process timely. At Highlands Residential Mortgage, Ltd., it's important to me that everything runs smoothly for you. Thank you for your kind words.
A perfect closing.
Reply from Amy Cummings
September 14th, 2026 09:35 PM
Von, I'm grateful for your feedback on the closing. I'm pleased it was a perfect experience for you. Thank you for sharing your thoughts!
As a first-time homebuyer, I truly appreciated all of the guidance, support, and insight throughout the entire process. Every question I had was answered promptly, and I always felt informed and confident in each step of the home-buying journey....
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Reply from Amy Cummings
September 14th, 2026 08:53 PM
James, I'm grateful for your kind words and pleased to hear that you felt informed and confident during your home-buying journey. It's wonderful to know that my guidance and support made the process easier for you. Thank you for trusting me...
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Her knowledge, service & follow through unmatched. In a challenging market, you need a lender willing to go above and beyond. Amy always does. She also treats every client with compassion, first time buyer or luxury property, they are given...
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Reply from Amy Cummings
September 14th, 2026 01:08 PM
Thank you so much! You always have the nicest reviews!!
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About
With more than 25 years of experience across nearly every area of the mortgage industry, I've served as an Administrative Assistant, Loan Closer, Loan Processor, Relocation Specialist, Proficiency Coach, Community Banking Specialist, Loan Officer Assistant, and now Loan Officer.
What does that mean for you? I've likely seen the questions, challenges, and solutions before. I understand the mortgage process from start to finish and know how to keep things moving smoothly.
Whether you're buying your first home, your next home, or helping clients achieve homeownership, I'm committed to clear communication, expert guidance, and a stress-free experience from application to closing. Let's connect and get you home!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loans
USDA Loans
FHA Loans
VA Loans
ADFA Move UP and Down Payment Assistance
Rate-Term Refinances
Cash-Out Refinances
First Time Homebuyer Loans
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Positions
- Highlands Residential Mortgage - Loan OfficerFeb 27th, 2024 - Current
- Highlands Residential Mortgage - Loan Officer Assistant and ProcessorSep 28th, 2020 - Feb 26th, 2024
Memberships
- Central Baptist Church, Ashdown, AR
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2024
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 882893- AR & TX
Hobbies
- Camping
- Reading
- Traveling
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