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Amy Cummings - Highlands Residential Mortgage, Ltd. in Texarkana, TX

Amy Cummings

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Highlands Residential Mortgage, Ltd.

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With more than 25 years of experience across nearly every area of the mortgage industry, I've served as an Administrative Assistant, Loan Closer, Loan Processor, Relocation Specialist, Proficiency Coach, Community Banking Specialist, Loan O... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM(Open now)
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
  • Encompass
    E
    Elizabeth R
    Texarkana, AR
    Posted on September 12th, 2026 01:20 PM
    Amy has been great to work wigh both times we have used Highlands. She is timely, answers questions in a way that you can tell she is currently working on our loan, no matter what stage it is in process. Amy is excellent at what she does. My...
    read more
    Reply from Amy Cummings
    September 12th, 2026 09:03 PM
    My gosh Elizabeth, that makes my heart so happy!!! Thank you for sharing. I appreciate you both for trusting me and letting me finance your home twice! It's an honor.
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    Jason W M
    Texarkana, AR
    Posted on September 6th, 2026 01:59 PM
    Amy was so helpful every step of the way! She always had time for me and my questions. She's very knowledgeable and I highly recommend!
    Reply from Amy Cummings
    September 6th, 2026 06:59 PM
    Jason, I appreciate your kind words and recommendation. I'm glad I could be helpful and available to answer your questions throughout the process. Thank you for choosing to work with me!
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    Morgan D
    Atlanta, TX
    Posted on September 1st, 2026 07:48 PM
    Communication, made everything flow smoothly
    Reply from Amy Cummings
    September 1st, 2026 08:40 PM
    Morgan, I appreciate you highlighting the smooth communication. I'm glad I could help make the process seamless for you. Thank you for sharing your experience!
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    Austin L P
    Hooks, TX
    Posted on August 31st, 2026 03:42 PM
    Overall great to deal with and made it quick and easy
    Reply from Amy Cummings
    August 31st, 2026 05:22 PM
    Austin, I'm glad to hear that you found the process quick and easy. Thank you for your positive feedback!
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    Tammy D
    Atlanta, TX
    Posted on August 31st, 2026 02:01 PM
    Amy is always quick to respond and when I sent the client to her she had them prequalified and ready to go that very day! No waiting! She takes control of the client and I never have to worry if they are taken csre care of and I know all questions...
    read more
    Reply from Amy Cummings
    August 31st, 2026 05:23 PM
    Tammy, I'm grateful for your thoughtful review. It's wonderful to hear that my responsiveness and dedication have been helpful in getting clients prequalified and closed quickly. Partnering with you to ensure a smooth process for our clients...
    read more
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    Jodee P
    Hooks, TX
    Posted on August 31st, 2026 12:51 PM
    This process was seamless and smooth!
    Reply from Amy Cummings
    August 31st, 2026 05:23 PM
    Jodee, I'm glad to hear that the process was seamless and smooth for you. Thank you for sharing your experience!
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    Andrew D
    Atlanta, TX
    Posted on August 29th, 2026 02:58 PM
    Very personable and communicates well!
    Reply from Amy Cummings
    August 31st, 2026 05:23 PM
    Drew, thank you for your kind words. I'm glad to hear that you found my communication effective and personable. If there's ever anything more I can assist you with, please feel free to reach out.
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    Wilma G
    Hooks, TX
    Posted on August 29th, 2026 11:03 AM
    Amy kept everyone informed throughout the process, appreciate that!
    Reply from Amy Cummings
    August 31st, 2026 05:24 PM
    Wilma, I'm pleased to hear that you appreciated being kept informed throughout the process. Keeping everyone updated is important to me, and I'm glad it made a positive impact on your experience.
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    Marvin O C
    Ashdown, AR
    Posted on August 26th, 2026 11:04 AM
    Amy made this so easy I would do it all over again with her if I do it again such a great experience i I would recommend her to everyone
    Reply from Amy Cummings
    August 31st, 2026 07:15 PM
    Marvin, I'm glad to hear that you had such a great experience working with me. Your recommendation means a lot, and I'm grateful for your support. Thank you for your kind words!
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    Summer G
    Ashdown, AR
    Posted on August 9th, 2026 12:50 PM
    Amy is unmatched, start to finish. Always a pleasure to work alongside her & her team
    Reply from Amy Cummings
    August 12th, 2026 12:50 PM
    Summer, I appreciate your kind words. I'm happy to know that working with my team and me was a pleasure from start to finish. Thank you for sharing your experience!
  • 11–20 of 206
    About
    With more than 25 years of experience across nearly every area of the mortgage industry, I've served as an Administrative Assistant, Loan Closer, Loan Processor, Relocation Specialist, Proficiency Coach, Community Banking Specialist, Loan Officer Assistant, and now Loan Officer. What does that mean for you? I've likely seen the questions, challenges, and solutions before. I understand the mortgage process from start to finish and know how to keep things moving smoothly. Whether you're buying your first home, your next home, or helping clients achieve homeownership, I'm committed to clear communication, expert guidance, and a stress-free experience from application to closing. Let's connect and get you home!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loans
    USDA Loans
    FHA Loans
    VA Loans
    ADFA Move UP and Down Payment Assistance
    Rate-Term Refinances
    Cash-Out Refinances
    First Time Homebuyer Loans
    View All
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    Positions
    • Highlands Residential Mortgage - Loan Officer
      Feb 27th, 2024 - Current
    • Highlands Residential Mortgage - Loan Officer Assistant and Processor
      Sep 28th, 2020 - Feb 26th, 2024
    Memberships
    • Central Baptist Church, Ashdown, AR
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2024

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 882893- AR & TX
    Hobbies
    • Camping
    • Reading
    • Traveling
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.