
Ameroy Cotton
Licensed Production Partner

I’m Ameroy Cotton, a mortgage loan banker who’s here to make the home buying process feel less overwhelming and a lot more exciting. I walk my clients through every step, so they feel comfortable, informed and taken care of from start to f... Show More
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Ameroy Cotton has received a review with 5 star rating from Hunter J
Reply from Owner
June 4th, 2024 07:30 PM
I'm thrilled to hear that you rated your experience with me at Ruoff Mortgage as 5 stars, Hunter! I strive to provide optimal service to all my clients and your feedback reaffirms the hard work I put in every day. I'm grateful for your trust,...
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Ameroy Cotton has received a review with 5 star rating from Sonia B
Reply from Owner
April 19th, 2024 03:11 PM
I'm incredibly grateful for your high rating, Sonia. I take pride in always putting my customers first and I'm pleased that I was able to meet your expectations. Here at Ruoff Mortgage, our goal is to provide the best possible service to our...
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Ameroy Cotton has received a review with 5 star rating from Leanna H
Reply from Owner
April 11th, 2024 05:40 PM
Thank you for leaving such a wonderful rating, Leanna! I'm thrilled to hear that your experience with me and Ruoff Mortgage was a 5-star one. Your satisfaction is my top priority, and I'm delighted to know that I was able to meet your expectations....
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The absolute best! 10/10 recommend her 🤩
Reply from Ameroy Cotton NMLS 2264774
March 11th, 2022 10:21 PM
You're the best LOA ever. Hands down. For real. And actually.
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About
I’m Ameroy Cotton, a mortgage loan banker who’s here to make the home buying process feel less overwhelming and a lot more exciting. I walk my clients through every step, so they feel comfortable, informed and taken care of from start to finish.
When I’m not working on loans, I’m focused on my favorite role-being a mom. I love giving back in ways that support kids in our community, whether it’s volunteering to help support kids in foster care, advocating for Safe Haven Baby Boxes, or just creating more ways for kids to grow and shine. My family is the reason I do what I do and at the end of the day, helping families, whether mine, yours, or the ones around us, is what matters most to me. Everyone deserves a safe place to call home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer
Kentucky Housing Corporation
Rural Home
USDA Loans
Conventional Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #2264774
- Licensed in FL, KY, & TN
Hobbies
- music
- photography
- watercolor painting
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.