Ameroy Cotton
Licensed Production Partner
I’m Ameroy Cotton, a mortgage loan banker who’s here to make the home buying process feel less overwhelming and a lot more exciting. I walk my clients through every step, so they feel comfortable, informed and taken care of from start to f... Show More
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Ameroy goes above and beyond for her clients. She’s responsive, honest, and makes what can be a stressful process feel so much easier. Her dedication and attention to detail are second to none. I wouldn’t hesitate to recommend her to anyone...
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Ameroy is a fantastic and attentive lender. She makes a really daunting process of obtaining a loan as smooth as possible. I would recommend her to anyone!
She was great and very professional And helped make our dreams come true! Wouldn't want to do business with anyone else but Ameroy!!
Reply from Ameroy Cotton
February 6th, 2026 02:56 PM
Thank you so much for trusting me with something this important. Helping families step into a home they truly love is the best part of what I do, and I’m so grateful I got to be part of your journey. Families like yours are exactly why I love...
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The absolute best there ever was. we are so thankful for Ameroy .
Reply from Ameroy Cotton
February 6th, 2026 02:56 PM
That means more to me than you know. I’m so thankful you trusted me to be part of such a big moment in your life. Getting to help people reach their home goals is something I never take for granted.
Great person to work with!
Very thoughtful and kind
Reply from Owner
February 6th, 2026 02:57 PM
Thank you so much for saying that. I truly try to treat every client the way I would want my own family treated during such a big life decision. I’m really grateful I got to work with you.
This lady is SO awesome. SHe is so funny and awesome to work with. She has a love for the real estate business and makes the process easy for me to understand !
Reply from Owner
February 6th, 2026 02:57 PM
This made me smile. I love what I do, but getting to make the process feel simple and actually enjoyable for my clients is what matters most to me. I’m so thankful I got to be part of your home journey.
Ameroy is so fun! She is super helpful and makes the mortgage process seamless.
Reply from Owner
February 6th, 2026 02:57 PM
Thank you so much for this. I truly believe the mortgage process should feel smooth, clear, and a lot less stressful than people expect, so hearing this means a lot to me. I’m so grateful I got to help you through such an exciting step.
Ameroy does a great job of making the mortgage process as smooth and easy as possible.
Reply from Owner
February 6th, 2026 02:58 PM
Thank you so much for saying that. My goal is always to make the mortgage process feel clear, simple, and manageable from start to finish. I’m truly grateful you trusted me to help with such an important step. Cheers to the new address!
Ameroy did a fantastic job of making the mortgage process smooth and easy. She kept me informed of what was happening and what I needed to take care of. Ameroy kept me at ease and did everything she could to expedite the process
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Reply from Ameroy Cotton
February 6th, 2026 02:58 PM
Thank you so much for this. Keeping my clients informed and comfortable through the process is incredibly important to me, so this truly means a lot. I’m so grateful I got to help you through such a big milestone.
Great experience
Reply from Ameroy Cotton
February 6th, 2026 02:59 PM
Thank you so much. I’m really grateful I got to be part of your home journey and help make it a great experience for you.
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About
I’m Ameroy Cotton, a mortgage loan banker who’s here to make the home buying process feel less overwhelming and a lot more exciting. I walk my clients through every step, so they feel comfortable, informed and taken care of from start to finish.
When I’m not working on loans, I’m focused on my favorite role-being a mom. I love giving back in ways that support kids in our community, whether it’s volunteering to help support kids in foster care, advocating for Safe Haven Baby Boxes, or just creating more ways for kids to grow and shine. My family is the reason I do what I do and at the end of the day, helping families, whether mine, yours, or the ones around us, is what matters most to me. Everyone deserves a safe place to call home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer
Kentucky Housing Corporation
Rural Home
USDA Loans
Conventional Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #2264774
- Licensed in FL, KY, & TN
Hobbies
- music
- photography
- watercolor painting
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.