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New American Funding - Amber Ernst Team
Senior Loan Consultant | NMLS # 406037
With more than 19 years of experience in this ever-changing industry, I am an expert in helping people achieve the dream of homeownership. I specialize in customer service and with that comes great communication skills. Couple that with m... Show More
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January 21st I purchased a condo.
With the awesome job from Amber Earnest
Amber made it so easy to purchase a home.
Amber’s team were fantastic and everyone kept
me informed.
Will recommend Amber to others!
Amber was great to work with, and did a fantastic job for my clients.
New American Funding - Amber Ernst Team has received a review with 5 star rating from Ryan S
After 2 VA loans and 1 refinance, Amber (and her team) still put just as much effort into the process as if it were my first loan with them. I greatly appreciate them coming to me with lower rates (2.25%!!) to save me a fortune over time. Thanks...
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Amber was fantastic to work with on my new condo loan.
I will refer others to Amber at New American Funding
Her team is wonderful, so helpful
Thank you all
Cindy Welge-Snare
Amber runs a phenomenal team of professionals. Their insight and guidance is invaluable when going through the process. Take all of the good adjectives, apply them to Amber and her team, then you should be in the ballpark.
They mad it so easy. The couple times I have dealt with Amber team is easy and stress free.
This was our first home. Amber and her team did a great job communicating with us and answering our many questions. I really appreciated the loan status updates so we weren’t left wondering what was going on.
A pleasure to work with Amber and her staff. Amber is resourceful and knowledgeable regarding finance options and which were appropriate for my situation and goals. Out of four inquiries from different lenders, Amber's was the best. The process...
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Stephanie Overstake did a great job of staying in touch and letting me know if she needed anything from me or my clients. Everything ran smoothly and my clients were very happy with the process! The loan closed on time with no stress.
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About
With more than 19 years of experience in this ever-changing industry, I am an expert in helping people achieve the dream of homeownership. I specialize in customer service and with that comes great communication skills. Couple that with my knowledge of VA, FHA, USDA, and conventional loans—you are guaranteed to come to the closing table and purchase the home of your dreams, all while understanding and comprehending the entire process.
In my free time, I enjoy running, horseback riding, and spending time with my wonderful family—Michael (husband), Gavin, Hailey, and Ava. My children are my whole world and I enjoy watching them grow, learn, and love life—after all, this is what life is all about!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
Purchase
Refinance
Conventional Loan
VA Loan
FHA Loan
Reverse Mortgage
Construction Loan
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Addresses and Serving Areas
Primary Serving Area
Year Started
2006
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 406037
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing