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Mandi Carter - OVM Financial - Mortgage Loan Originator | NMLS # 1808281 in Virginia Beach, VA

Mandi Carter - OVM Financial

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Mortgage Loan Originator | NMLS # 1808281

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Mandi understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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95%
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5%
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Reviews from Web
  • Encompass
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    Calla R
    JACKSONVILLE, NC
    Posted on April 10th, 2026 12:36 PM
    Everything was good.
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    Rebecca R
    Hampton, VA
    Posted on April 10th, 2026 11:04 AM
    The experience Overall with Mandi should receive more than 1000 stars ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️Mandi made me feel comfortable & made the process of every step of the way Easy to understand. Thank you for everything...
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    Reply from Mandi Carter
    April 20th, 2026 01:40 PM
    Rebecca, I'm so grateful for your generous words and the stellar rating! It's wonderful to hear that you felt comfortable and found the process easy to understand. Thank you for trusting me with your mortgage journey, and if you ever have more...
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    Wilmar C
    Hampton, VA
    Posted on April 4th, 2026 06:37 PM
    She kept on top of this file and always made it feel like this transaction was a top priority.
    Reply from Mandi Carter
    April 14th, 2026 06:38 PM
    I really appreciate the feedback and am looking forward to working with you again.
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    Jodi H C
    SUFFOLK, VA
    Posted on March 28th, 2026 10:10 AM
    Mandi was able to provide us with different loan and grant options which allowed us to come to the closing table with no money down. Thank you for your services.
    Reply from Mandi Carter - OVM Financial
    April 7th, 2026 06:28 PM
    It's great to hear that the loan and grant options were helpful in reaching the closing table without a down payment, Jodi. Providing you with effective solutions is always my aim. Thank you for trusting me with this important step in your...
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    Lisa S
    SUFFOLK, VA
    Posted on March 15th, 2026 03:27 PM
    Mandi was great. She found my client grant money to help with her down payment and closing costs.
    Reply from Mandi Carter
    March 25th, 2026 03:27 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
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    Marie J I
    VIRGINIA BEACH, VA
    Posted on March 13th, 2026 03:34 PM
    I couldn't ask for a better person than Mandi! She was great and easy to talk to. She always answer my questions and concerns in a timely manner. I will definitely contact her again if I ever need it again.
    Reply from Mandi Carter
    March 23rd, 2026 03:35 PM
    I'm grateful for your kind words, Marie. It means a lot to hear that you found our conversations easy and your concerns addressed promptly. I'm always here to help, so don't hesitate to reach out if you need assistance in the future.
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    Michael T G
    ELIZABETH CITY, NC
    Posted on March 10th, 2026 10:30 AM
    Very Attentative and was very knowlegable of all information
    Reply from Mandi Carter
    March 20th, 2026 03:43 PM
    I'm glad to know that you found me attentive and knowledgeable, Michael. Providing accurate information is key, and it's great to hear that it met your expectations. If you have any more questions or need further assistance, feel free to reach...
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    Rishad N
    VIRGINIA BEACH, VA
    Posted on March 1st, 2026 11:46 AM
    Quick responses, good coaching points, and overall great stress feee experienc.
    Reply from Mandi Carter
    March 11th, 2026 08:14 PM
    I'm pleased to hear that you found the experience stress-free and appreciated the quick responses and coaching points, Rishad. Ensuring that your journey is smooth is always my goal. If you have any further questions or need assistance moving...
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    Emily C
    WILLIAMSBURG, VA
    Posted on January 24th, 2026 03:39 AM
    Mandi was so great in explaining the process and transparent with everything. The team made buying my first homea great experience.
    Reply from Mandi Carter
    February 3rd, 2026 05:05 PM
    It's wonderful to know that my explanations and transparency helped make your first home-buying experience positive, Emily. Buying a home is a significant milestone, and I'm glad the team and I could assist you through the process. If you ever...
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    Deisy L
    Virginia Beach, VA
    Posted on January 20th, 2026 08:45 PM
    The communication has always been great.
    Reply from Mandi Carter
    January 30th, 2026 08:46 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
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    About
    Mandi understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Mandi is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional
    FHA
    USDA
    VA Loans
    Jumbo
    Non-QM
    Cash Offers
    Renovation 203k
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    Positions
    • OVM Financial - Mortgage Loan Originator
      Oct 1st, 2025 - Current
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 1808281
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.