

Mandi Carter - OVM Financial
Mortgage Loan Originator | NMLS # 1808281

Mandi understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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Communication and support, getting the best prices
Mandi, Laura B, and Laura H, were all excellent and made the process simple and easy, me and my wife really appreciated their guidance. I will definitely refer anyone in the market for their first home to this amazing team.
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Reply from Mandi Carter
July 16th, 2026 05:19 PM
Joshua, I'm pleased to hear that you and your wife found the process simple and easy with the help of Laura B, Laura H, and me. Your intention to refer others to our team is greatly appreciated. If you ever have more questions or need assistance...
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I would like to recognize Mandi Carter for the exceptional service she provided throughout my home purchase process. From start to finish, she demonstrated professionalism, patience, and a genuine commitment to ensuring I understood every step...
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Reply from Mandi Carter
July 3rd, 2026 08:58 PM
Sydra, I truly appreciate your recognition of my efforts throughout your home purchase process. It’s rewarding to know that my guidance made the journey smoother and more manageable for you. Thank you for your kind words and recommendation;...
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Mandi was quick to response to any question. She made any of the paperwork easy to understand and was always trying to find ways to help me out!
Reply from Mandi Carter
June 1st, 2026 08:26 PM
Joshua-David, I'm pleased to hear that I could assist you promptly and make the paperwork understandable. Your feedback about my efforts to help is greatly appreciated. If there's anything more you need, please don't hesitate to reach out.
Communication
Reply from Mandi Carter
June 1st, 2026 04:02 PM
I really appreciate the feedback and am looking forward to working with you again.
Everything was great
Reply from Mandi Carter
May 25th, 2026 08:19 PM
Nancy, I'm glad to hear that everything was great with your experience. Thank you for your kind words, and if there's anything more I can do for you, please let me know.
Mandi is the ABSOLUTE best lender in the Nation! Easy to work with and bubbly and fun!
Reply from Mandi Carter
May 25th, 2026 06:13 PM
I really appreciate the feedback and am looking forward to working with you again.
Everything
Reply from Mandi Carter
April 24th, 2026 08:44 PM
Tiancheng, I appreciate your succinct yet comprehensive feedback. It's appreciated to know that your experience was so positive. If you ever need anything else, please feel free to reach out.
Everything was good.
The experience Overall with Mandi should receive more than 1000 stars ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️Mandi made me feel comfortable & made the process of every step of the way Easy to understand. Thank you for everything...
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Reply from Mandi Carter
April 20th, 2026 01:40 PM
Rebecca, I'm so grateful for your generous words and the stellar rating! It's wonderful to hear that you felt comfortable and found the process easy to understand. Thank you for trusting me with your mortgage journey, and if you ever have more...
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About
Mandi understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Mandi is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Positions
- OVM Financial - Mortgage Loan OriginatorOct 1st, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1808281
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.