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Mandi Carter - OVM Financial - Mortgage Loan Originator | NMLS # 1808281 in Virginia Beach, VA

Mandi Carter - OVM Financial

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Mortgage Loan Originator | NMLS # 1808281

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Mandi understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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  • Encompass
    J
    Joshua G
    PORTSMOUTH, VA
    Posted on August 31st, 2026 10:16 AM
    Communication and support, getting the best prices
  • Encompass
    J
    Joshua C
    Norfolk, VA
    Posted on July 6th, 2026 11:49 AM
    Mandi, Laura B, and Laura H, were all excellent and made the process simple and easy, me and my wife really appreciated their guidance. I will definitely refer anyone in the market for their first home to this amazing team.
    read more
    Reply from Mandi Carter
    July 16th, 2026 05:19 PM
    Joshua, I'm pleased to hear that you and your wife found the process simple and easy with the help of Laura B, Laura H, and me. Your intention to refer others to our team is greatly appreciated. If you ever have more questions or need assistance...
    read more
  • Encompass
    S
    Sydra L M
    SUFFOLK, VA
    Posted on June 23rd, 2026 11:33 AM
    I would like to recognize Mandi Carter for the exceptional service she provided throughout my home purchase process. From start to finish, she demonstrated professionalism, patience, and a genuine commitment to ensuring I understood every step...
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    Reply from Mandi Carter
    July 3rd, 2026 08:58 PM
    Sydra, I truly appreciate your recognition of my efforts throughout your home purchase process. It’s rewarding to know that my guidance made the journey smoother and more manageable for you. Thank you for your kind words and recommendation;...
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  • Encompass
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    Joshua-David S E
    VIRGINIA BEACH, VA
    Posted on May 19th, 2026 11:34 PM
    Mandi was quick to response to any question. She made any of the paperwork easy to understand and was always trying to find ways to help me out!
    Reply from Mandi Carter
    June 1st, 2026 08:26 PM
    Joshua-David, I'm pleased to hear that I could assist you promptly and make the paperwork understandable. Your feedback about my efforts to help is greatly appreciated. If there's anything more you need, please don't hesitate to reach out.
  • Encompass
    S
    Shanay C
    VIRGINIA BEACH, VA
    Posted on May 19th, 2026 10:14 PM
    Communication
    Reply from Mandi Carter
    June 1st, 2026 04:02 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • Encompass
    N
    Nancy J W
    VIRGINIA BEACH, VA
    Posted on May 15th, 2026 11:32 AM
    Everything was great
    Reply from Mandi Carter
    May 25th, 2026 08:19 PM
    Nancy, I'm glad to hear that everything was great with your experience. Thank you for your kind words, and if there's anything more I can do for you, please let me know.
  • Encompass
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    JESSICA M L
    NEWPORT NEWS, VA
    Posted on May 14th, 2026 02:16 PM
    Mandi is the ABSOLUTE best lender in the Nation! Easy to work with and bubbly and fun!
    Reply from Mandi Carter
    May 25th, 2026 06:13 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • Encompass
    T
    Tiancheng L
    NORFOLK, VA
    Posted on April 14th, 2026 10:24 AM
    Everything
    Reply from Mandi Carter
    April 24th, 2026 08:44 PM
    Tiancheng, I appreciate your succinct yet comprehensive feedback. It's appreciated to know that your experience was so positive. If you ever need anything else, please feel free to reach out.
  • Encompass
    C
    Calla R
    JACKSONVILLE, NC
    Posted on April 10th, 2026 12:36 PM
    Everything was good.
  • Encompass
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    Rebecca R
    Hampton, VA
    Posted on April 10th, 2026 11:04 AM
    The experience Overall with Mandi should receive more than 1000 stars ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️Mandi made me feel comfortable & made the process of every step of the way Easy to understand. Thank you for everything...
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    Reply from Mandi Carter
    April 20th, 2026 01:40 PM
    Rebecca, I'm so grateful for your generous words and the stellar rating! It's wonderful to hear that you felt comfortable and found the process easy to understand. Thank you for trusting me with your mortgage journey, and if you ever have more...
    read more
  • 10 of 58
    About
    Mandi understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Mandi is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional
    FHA
    USDA
    VA Loans
    Jumbo
    Non-QM
    Cash Offers
    Renovation 203k
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    Positions
    • OVM Financial - Mortgage Loan Originator
      Oct 1st, 2025 - Current
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 1808281
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.