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Mandi Carter - OVM Financial - Mortgage Loan Originator | NMLS # 1808281 in Virginia Beach, VA

Mandi Carter - OVM Financial

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Mortgage Loan Originator | NMLS # 1808281

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Mandi understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou...... Show More
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Overall Ratings
4.94
(55)
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Reviews from Web
  • 5.0
    Encompass
    J
    Joshua-David S E
    VIRGINIA BEACH, VA
    Posted on May 19th, 2026 11:34 PM
    Mandi was quick to response to any question. She made any of the paperwork easy to understand and was always trying to find ways to help me out!
  • 5.0
    Encompass
    S
    Shanay C
    VIRGINIA BEACH, VA
    Posted on May 19th, 2026 10:14 PM
    Communication
  • 5.0
    Encompass
    N
    Nancy J W
    VIRGINIA BEACH, VA
    Posted on May 15th, 2026 11:32 AM
    Everything was great
  • 5.0
    Encompass
    J
    JESSICA M L
    NEWPORT NEWS, VA
    Posted on May 14th, 2026 02:16 PM
    Mandi is the ABSOLUTE best lender in the Nation! Easy to work with and bubbly and fun!
  • 5.0
    Encompass
    T
    Tiancheng L
    NORFOLK, VA
    Posted on April 14th, 2026 10:24 AM
    Everything
    Reply from Mandi Carter
    April 24th, 2026 08:44 PM
    Tiancheng, I appreciate your succinct yet comprehensive feedback. It's appreciated to know that your experience was so positive. If you ever need anything else, please feel free to reach out.
  • 4.0
    Encompass
    C
    Calla R
    JACKSONVILLE, NC
    Posted on April 10th, 2026 12:36 PM
    Everything was good.
  • 5.0
    Encompass
    R
    Rebecca R
    Hampton, VA
    Posted on April 10th, 2026 11:04 AM
    The experience Overall with Mandi should receive more than 1000 stars ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️Mandi made me feel comfortable & made the process of every step of the way Easy to understand. Thank you for everything...
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    Reply from Mandi Carter
    April 20th, 2026 01:40 PM
    Rebecca, I'm so grateful for your generous words and the stellar rating! It's wonderful to hear that you felt comfortable and found the process easy to understand. Thank you for trusting me with your mortgage journey, and if you ever have more...
    read more
  • 5.0
    Encompass
    W
    Wilmar C
    Hampton, VA
    Posted on April 4th, 2026 06:37 PM
    She kept on top of this file and always made it feel like this transaction was a top priority.
    Reply from Mandi Carter
    April 14th, 2026 06:38 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • 4.16
    Encompass
    J
    Jodi H C
    SUFFOLK, VA
    Posted on March 28th, 2026 10:10 AM
    Mandi was able to provide us with different loan and grant options which allowed us to come to the closing table with no money down. Thank you for your services.
    Reply from Mandi Carter - OVM Financial
    April 7th, 2026 06:28 PM
    It's great to hear that the loan and grant options were helpful in reaching the closing table without a down payment, Jodi. Providing you with effective solutions is always my aim. Thank you for trusting me with this important step in your...
    read more
  • 5.0
    Encompass
    L
    Lisa S
    SUFFOLK, VA
    Posted on March 15th, 2026 03:27 PM
    Mandi was great. She found my client grant money to help with her down payment and closing costs.
    Reply from Mandi Carter
    March 25th, 2026 03:27 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
  • 10 of 55
    About
    Mandi understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Mandi is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional
    FHA
    USDA
    VA Loans
    Jumbo
    Non-QM
    Cash Offers
    Renovation 203k
    View All
    207
    /850
    Search Rank Score
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    Positions
    • OVM Financial - Mortgage Loan Originator
      Oct 1st, 2025 - Current
    Addresses and Serving Areas

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 1808281
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.