Alicia Harkowa at NFM Lending
Sales Manager/ Senior Home Loan Consultant | NMLS#...
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
We had a fantastic experience. As first-time home buyers, we had a lot of questions and Kelly helped us through every single step of the process and explained things so well! Kelly is actually the reason we ended up getting the house. We were...
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Reply from Alicia Harkowa
April 1st, 2024 02:18 PM
Thank you, we are very excited for you getting into your new home. Was a pleasure working with you. Enjoy the home for many years to come.
I worked with Crystal Brumwell when purchasing our home, and she was extremely helpful for me and my wife as first time homeowners. Her knowledge of analyzing houses and her connections with contractors helped us choose a good house and good...
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Reply from Alicia Harkowa
April 1st, 2024 02:16 PM
Thank you, we are very excited for you getting into your new home. Was a pleasure working with you. Enjoy the home for many years to come.
Alicia and the loan team were amazing to work with. My story included a lot of stops and restarts as my family dealt with multiple life events, including caring for my Dad in the last months of his life. And Alicia and Kelly remained supportive...
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Reply from Alicia Harkowa
April 1st, 2024 02:16 PM
Thank you, we are very excited for you getting into your new home. Was a pleasure working with you. Enjoy the home for many years to come.
We cannot recommend Main Street enough. Alicia and Kelly were wonderful to work with. They answered all of our questions and were extremely proactive. Main Street is the best choice!
Reply from Alicia Harkowa
April 1st, 2024 02:17 PM
Thank you, we are very excited for you getting into your new home. Was a pleasure working with you. Enjoy the home for many years to come.
Wife handled but she said it was smooth
Reply from Alicia Harkowa
April 1st, 2024 02:17 PM
Thank you, we are very excited for you getting into your new home. Was a pleasure working with you. Enjoy the home for many years to come.
Everyone was very responsive and made it easier. I'm very busy at work and didn't have much time. Genie, Alicia were great.
Reply from Alicia Harkowa
April 1st, 2024 02:17 PM
Thank you, we are very excited for you getting into your new home. Was a pleasure working with you. Enjoy the home for many years to come.
The whole team was exellent and Im sure alot of hard work went on behind the scenes but id like to give special recognition to Kelly. As a Vet with PTSD I dont deal with stress outside of my normal routines well and I would not have made it...
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Reply from Alicia Harkowa
April 1st, 2024 02:18 PM
Thank you, we are very excited for you getting into your new home. Was a pleasure working with you. Enjoy the home for many years to come.
The team of NFM was always there to answer my questions at any time.
Reply from Alicia Harkowa
April 1st, 2024 02:18 PM
Thank you, we are very excited for you getting into your new home. Was a pleasure working with you. Enjoy the home for many years to come.
It was spectacular
Reply from Alicia Harkowa
May 3rd, 2024 02:38 PM
Congratulations we are excited for you in your new home.
Everyone was great until the end. Laci snd Kelly were amazingly responsive until closing.
Thank you!
Reply from Alicia Harkowa
May 3rd, 2024 02:38 PM
Congratulations on your new home. We are excited for you.
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About
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
MMP Loans
FHLB Grant
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Memberships
- Baltimore Real Producers
- Chesapeake Real Producers
- Anne Arundel County Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 698954
- Company NMLS#2893
Achievements
- Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
Hobbies
- Touring Wineries
- Gardening
- Traveling
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
