Alicia Harkowa at NFM Lending
Sales Manager/ Senior Home Loan Consultant | NMLS#...
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
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24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
We were promptly apprised of any and all changes. The whole process was easy and smooth.
Reply from Alicia Harkowa
March 16th, 2024 10:27 PM
Congratulations. My team and I enjoyed working with you and your daughter. Best wishes on the new homes. We are always here to help if any questions arise.
Personal experience the group together treats me like family, not as a buyer make sure paperwork are done from beginning in buying a property until the day of signature which is closing. Was very nervous for a first time home owner, my trust...
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Reply from Alicia Harkowa
March 10th, 2024 11:02 PM
We appreciate the feedback, loved working with you and getting you into your first home. We are here if any questions come up. Can't wait to hear what kind of great meals you cook up in your new home.
Alicia and her team were very good any getting me information quickly and efficiently. Their hard work and diligence helped me close on a house in less then 25 days!!
Reply from Alicia Harkowa
April 1st, 2024 02:13 PM
Thank you Alex, we are very excited for you getting into your new home. Was a pleasure working with you. Enjoy the home for many years to come.
They were very responsive and quick to process.
Reply from Alicia Harkowa
April 1st, 2024 02:14 PM
Thank you , we are very excited for you getting into your new home. Was a pleasure working with both of you. Enjoy the home for many years to come.
This is my second time purchasing a home loan from MSHL. The level of expertise is really top notch. Alicia and her staff made this process easy going and smooth. I have purchased several other properties in the past and the process wasn't...
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Reply from Alicia Harkowa
April 1st, 2024 02:14 PM
Thank you Zachary, we are very excited for you getting into your new home. Was a pleasure working with you. Enjoy the home for many years to come.
Our experience was great, the women we worked with were very efficient and helpful. They answered all our questions and kept us up to date on the progress of things.
Reply from Alicia Harkowa
April 1st, 2024 02:15 PM
Thank you Paul, we are very excited for you getting into your new home. Was a pleasure working with you. Enjoy the home for many years to come.
Alicia and Kelly, as well as the other on the team, we’re so helpful during this process as first home buyers. I recommend them for anyone who is searching! I can’t say thank you enough for making this process easier!
Reply from Alicia Harkowa
April 1st, 2024 02:15 PM
Thank you, we are very excited for you getting into your new home. Was a pleasure working with you. Enjoy the home for many years to come.
The entire process was seamless. Coming from working with a lender that was unresponsive, wouldn’t answer questions, and was vague when they did, Alicia and her team were a breathe of fresh air. They made the entire process as easy as possible....
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Reply from Alicia Harkowa
April 1st, 2024 02:19 PM
Thank you, we are very excited for you getting into your new home. Was a pleasure working with you. Enjoy the home for many years to come.
I had the best experience with this team. Everyone was professional, great communicators, and very helpful. They made this an easy and non-stressful home purchase for me.
Reply from Alicia Harkowa
April 1st, 2024 02:18 PM
Thank you, we are very excited for you getting into your new home. Was a pleasure working with you. Enjoy the home for many years to come.
They keep me updated of everything that was going on they were transparent lots of emails and phone calls communication was great 👍
Reply from Alicia Harkowa
April 1st, 2024 02:16 PM
Thank you, we are very excited for you getting into your new home. Was a pleasure working with you. Enjoy the home for many years to come.
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About
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
MMP Loans
FHLB Grant
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Memberships
- Baltimore Real Producers
- Chesapeake Real Producers
- Anne Arundel County Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 698954
- Company NMLS#2893
Achievements
- Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
Hobbies
- Touring Wineries
- Gardening
- Traveling
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
