Alicia Harkowa at NFM Lending
Sales Manager/ Senior Home Loan Consultant | NMLS#...
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
Location & Business Hours
Business Hours
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24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
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Reply from Alicia Harkowa
July 7th, 2025 01:59 PM
Thank you for the 5 star review .
The communication was very clear and the team replied to my questions quickly.
Reply from Alicia Harkowa
June 13th, 2025 04:55 PM
I'm glad to hear that you found the communication clear and that your questions were addressed promptly. It was a pleasure working with you, and I appreciate your feedback.
They were quick and responsive. They patiently explained details of the mortgage process that gave us confidence in them.
Reply from Alicia Harkowa
June 13th, 2025 04:56 PM
I'm glad to hear that you found our team quick and responsive, Daniel. It was a pleasure to assist you with the mortgage process and provide the explanations you needed. Thank you for your feedback and confidence in us.
Alicia and the rest of the team were absolutely amazing, always had time to answer questions and sending tips along the way. I never felt pressured at all. Alicia and her team were very knowledgeable.
Reply from Owner
June 13th, 2025 05:41 PM
I'm thrilled to hear that you had such a positive experience with us, Barry. It was a pleasure assisting you throughout the process, and I'm glad we could provide the support and information you needed. Thank you for your kind words and trust...
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Alicia and the rest of the team were absolutely amazing, always had time to answer questions and sending tips along the way. I never felt pressured at all. Alicia and her team were very knowledgeable.
Reply from Alicia Harkowa
June 13th, 2025 05:42 PM
I'm thrilled to hear that you had such a positive experience with us, Barry. It was a pleasure to assist you, and I'm glad that you found our team knowledgeable and supportive throughout the process. Thank you for your kind words and trust...
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Alicia and her team were very communicative, helpful, and kind in helping us purchase our first home!
Reply from Alicia Harkowa
June 10th, 2025 02:47 PM
I'm thrilled to hear that you found our communication helpful and kind during your first home purchase. Assisting you through this important milestone was a pleasure. Thank you for your kind words and for choosing NFM Lending!
Alicia was great and very professional, would highly recommend her for future business given the opportunity.
Reply from Alicia Harkowa
June 9th, 2025 04:47 PM
I'm pleased to hear that you found my service professional and would recommend me for future business. It was a pleasure assisting you, Robert, and I appreciate your feedback.
I had very little hope that my husband and I would be able to get a home when we first started looking. We didn't have much for a down payment, this was our first home purchase, and we were moving from California to Maryland. Alicia was able...
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Reply from Alicia Harkowa
June 9th, 2025 12:46 PM
So Happy for you guys. Many happy years ahead in your new home.
Alicia Harkowa at NFM Lending has received a review with 5 star rating from Lou B
Reply from Owner
June 9th, 2025 12:45 PM
I'm delighted to see your 5-star rating, Lou. It was a pleasure working with you through the process. Thank you for choosing NFM Lending. If you have any further questions or need assistance, feel free to reach out.
Alicia was always available to answer our questions and clarify information which really helped reduce our stress levels through the whole process. We would definitely recommend her and NFM Lending to anyone needing their services.
Reply from Alicia Harkowa
June 2nd, 2025 03:04 PM
I'm thrilled to hear that I was able to help reduce your stress by being available to answer your questions and clarify information. Your recommendation means a lot to me, and I'm grateful for the opportunity to assist you through the process....
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About
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
MMP Loans
FHLB Grant
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Memberships
- Baltimore Real Producers
- Chesapeake Real Producers
- Anne Arundel County Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 698954
- Company NMLS#2893
Achievements
- Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
Hobbies
- Touring Wineries
- Gardening
- Traveling
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
