Alicia Harkowa at NFM Lending
Sales Manager/ Senior Home Loan Consultant | NMLS#...
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
We had a great experience. Alicia and her team were kind and responsive. we had a very short closing window and they worked hard to help us close on time!
Reply from Alicia Harkowa
July 21st, 2025 03:19 PM
I'm delighted to hear that you had a great experience, Abigail. It was important for me to ensure that everything went as smoothly as possible, especially with the tight closing window. I'm glad my team and I could provide the support you needed...
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I had an excellent experience with NFM Lending. The process was smooth, communication was clear, and my loan originator was professional, knowledgeable, and always available to answer questions. They made a stressful process feel easy and guided...
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Reply from Owner
July 21st, 2025 03:19 PM
I'm glad you had an excellent experience with Main Street Home Loans Nour. Making sure the process was smooth and that you felt supported every step of the way is always my goal. It's wonderful to hear that my communication and availability...
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I had an excellent experience with NFM Lending. The process was smooth, communication was clear, and my loan originator was professional, knowledgeable, and always available to answer questions. They made a stressful process feel easy and guided...
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Reply from Alicia Harkowa
July 7th, 2025 02:19 PM
Thank you so much for your kind words! We're thrilled to hear that you had an excellent experience with Main Street home Loans. It's our goal to make the process as smooth and stress-free as possible, and we're so glad we could be there to...
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The loan processing was the easiest part of buying a home this time around! Thank you for all your assistance.
Reply from Alicia Harkowa
July 7th, 2025 01:53 PM
So happy for you guys and congratulations again. We are here for any follow up questions and would love to assist family and friends the same way we did you.
Alicia is awesome! She fielded all my questions with patience and grace (and I had a lot of them with buying my first home by myself!). Her extensive knowledge and professionalism are so apparent, but maybe even more important is the way she...
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Alicia helped me get prequalified over a weekend after I spontaneously went to an open house. Within an hour I had the prequalification letter to provide with my offer. Through every step of the process i received a detailed update and status...
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Reply from Alicia Harkowa
June 24th, 2025 01:43 PM
I'm thrilled to hear that you found the process smooth and stress-free, Melissa. It was a pleasure assisting you through each step, and I'm glad I could provide the timely support you needed. Thank you for your kind words and for choosing Main...
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The entire process went smoothly. Alicia was incredibly patient with me as we worked through multiple house offers. She was knowledgeable, easy to work with, and consistently straightforward and helpful throughout. Suzanne was also very supportive...
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Reply from Owner
July 7th, 2025 01:57 PM
Thank you so much for your kind words and thoughtful review! It was truly a pleasure working with you throughout your home search. I'm so glad we could make the process smooth and successful for you. Your patience and trust meant a lot, and...
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The entire process went smoothly. Alicia was incredibly patient with me as we worked through multiple house offers. She was knowledgeable, easy to work with, and consistently straightforward and helpful throughout. Suzanne was also very supportive...
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Reply from Alicia Harkowa
July 7th, 2025 01:59 PM
Thanks so much for the great review! I really enjoyed working with you, and I’m glad Susanne and I could help make things go smoothly. We truly appreciate your support and referrals!
Dedicated, very responsive loan team. With us every step of the way.
Reply from Owner
July 7th, 2025 01:57 PM
Thank you so much for your kind feedback! We’re thrilled to hear that you felt supported every step of the way. Our team is dedicated to making the loan process as smooth and stress-free as possible, and it means a lot to know that our responsiveness...
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Alicia's team was with us every step of the way. We had not purchased a home in 36 years, and you guided us through every step of the loan process. Phone calls and emails were answered immediately.
Reply from Alicia Harkowa
June 17th, 2025 03:00 PM
I'm pleased to hear that you felt supported throughout the loan process. It was a privilege to guide you through purchasing a home after so many years. Thank you for your kind words about our team's responsiveness.
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About
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
MMP Loans
FHLB Grant
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Memberships
- Baltimore Real Producers
- Chesapeake Real Producers
- Anne Arundel County Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 698954
- Company NMLS#2893
Achievements
- Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
Hobbies
- Touring Wineries
- Gardening
- Traveling
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
