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Adam Gainey - Mortgage Loan Originator | NMLS ID# 1432565 in Fernandina Beach, FL

Adam Gainey

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Mortgage Loan Originator | NMLS ID# 1432565

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Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Ethan W
    Fernandina Beach, FL
    Posted on February 17th, 2026 04:26 PM
    Every part of it, from begging to end. Adam is great at what he does!
    Reply from Adam Gainey
    February 23rd, 2026 08:49 PM
    Congratulations on your home purchase, Ethan. Your trust means a lot to me, and I’ll be here for you as your lender for life. – Adam Gainey
  • Encompass
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    Philip R B
    Yulee, FL
    Posted on February 10th, 2026 12:52 AM
    Adam handled my refi quickly and efficiently from start to finish, all corespondence was timely and accurate. Highly recommend Adam and Plant Home Lending.
    Reply from Adam Gainey
    February 16th, 2026 08:44 PM
    Thanks for the review, Philip R. I’m happy your loan process felt exceptional from start to finish, and I’ll be here for all your future mortgage goals. – Adam Gainey
  • Encompass
    K
    Kaleb H S
    Bryceville, FL
    Posted on December 15th, 2025 12:10 AM
    Super helpful through the whole process.
    Reply from Adam Gainey
    December 22nd, 2025 04:06 PM
    Congrats on your home purchase, Kaleb Henderson! Helping with your home loan was a joy, and I’ll be here for any of your future mortgage needs. – Adam Gainey
  • Encompass
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    Todd B
    Glen Saint Mary, FL
    Posted on December 10th, 2025 08:36 PM
    Adam was very helpful.
    Reply from Adam Gainey
    December 15th, 2025 08:37 PM
    I’m grateful for your review, Todd. Guiding you through the mortgage process was a pleasure, and I’ll be here to help with your future home loan needs. – Adam Gainey
  • Zillow
    R
    Regan J
    Yulee, FL
    Posted on June 27th, 2025 12:00 AM
    Adam is absolutely amazing. Total rockstar. He is so knowledgeable about the whole mortgage process. He’s easy to get ahold of at any time. He makes sure that you know exactly what’s going on each step of the way. This was the easiest loan...
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    Reply from Owner
    July 3rd, 2025 12:00 AM
    Thank you so much Regan! It was such a pleasure to work with you!
  • Zillow
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    Etwilder
    Fernandina Beach, FL
    Posted on March 11th, 2025 12:00 AM
    Adam was excellent throughout the whole process. He stayed in constant contact with me to keep me updated and to make sure I understood everything that was going on. I read a lot about how hard Renovation loans are to do and get but Adam made...
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  • Zillow
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    Elisabeth M
    Waverly, GA
    Posted on January 6th, 2025 12:00 AM
    Adam was super helpful and easy to reach at any time, during any day of the week. He was able to walk me and my husband through any questions we had and re-wrote documents as required when changes were made in very quickly. There was not one...
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  • Zillow
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    Kyle D
    Athens, GA
    Posted on December 20th, 2024 12:00 AM
    Working with Adam was fantastic. I couldn’t have asked for a better mortgage lender. He streamlined everything for us and no questions asked went unanswered. He was extremely attentive to all the details, including the small ones. I would highly...
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  • Zillow
    A
    Amanda J
    Jacksonville, FL
    Posted on August 2nd, 2024 12:00 AM
    If you are looking for the BEST in the business, look no further! Adam was hands down, absolutely AMAZING! His knowledge, guidance and patience was everything I needed during the home buying process. I would recommend him to any and everyone...
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    Reply from Owner
    August 6th, 2024 12:00 AM
    Thank you, Amanda! It was such a pleasure to work with you!! Congratulations!
  • Zillow
    A
    Amber J
    Jacksonville, FL
    Posted on July 12th, 2024 12:00 AM
    Adam went above and beyond for my first home buying process. He explained in detail the entire process, he never made me feel silly for not understanding something AT ALL. He went into elaborate detail about everything I had to sign, why I...
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    Reply from Owner
    July 16th, 2024 12:00 AM
    It truly was a pleasure working with you! I appreciate the kind words and I’m here to help anytime!
  • 21–30 of 59
    About
    Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 1432565
    Disclaimer
    Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.