Zephan Gilani - Absolute Home Mortgage
Mortgage Loan Originator - Absolute Home Mortgage ...
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence ... Show More
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Zephan was extremely helpful with our home purchase. I had a bit of an odd financial situation and Zephan was able to get us the loan with a great interest rate! He called and text me with updates throughout the process and even to just check...
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Where to begin... My wife and I had originally planned to get get married in April of 2020, and then begin to start looking for homes and start a family. Then 2020 showed its true colors. Wedding was postponed, we found out we were pregnant,...
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Lou and I are extremely thankful for Zephan’s professional service. He was attentive, knowledgeable and took his time to walk us through the process. We were informed in a timely manner of any details we needed to take into account. He was...
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I HIGHLY recommend Zephan and his team of Advisors Mortgage Group because of their dedication to process loan applications, thus provide loans that work best for people to have a better way of life. Zephan and his team worked diligently for...
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I HIGHLY recommend Zephan and his team of Advisors Mortgage Group because of their dedication to process loan applications, thus provide loans that work best for people to have a better way of life. Zephan and his team worked diligently for...
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The amount of help and friendly advises that Zephan gave us.
I’m so grateful that I had Zephan there to help me through this process. He was patient, professional, & knowledgeable at what he does. He was quick to respond back to me & I felt like I was working with a good friend. I would highly recommend...
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The past 2 months were a crazy ride for us, and Zephan stuck by our side and was able to get us through every stumbling block. He was patient, detailed and dedicated! He made the best out of our situation which was almost impossible. You can...
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This is my second time working with Zephan to purchase a home. My first review is quoted below 👇 😉 SAME EXPERIENCE THIS TIME! He makes it so easy. Seriously. Everyone always talks about how stressful it is to buy a home but that’s never the...
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Reply from Owner
April 30th, 2026 12:00 AM
Thank you so much for this, seriously means a lot, especially coming back for a second time! I’m glad we were able to keep that same smooth, stress-free experience for you again. That’s always the goal, handle everything behind the scenes so...
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Zephan made the process seamless for me! This was my first time buying a home and I really didn't know what to expect. I've heard tons of horror stories which made me really apprehensive about the process. I have to say, with complete honesty,...
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About
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence to transform financial services. His mix of technical knowledge and financial insight has boosted efficiency, strengthened client bonds, and spurred innovations. Recognized by Forbes as a Rising Star in the Mortgage Industry, he has also earned the Five Star Professional award for four years, showcasing his commitment to excellence and forward-thinking in financial solutions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending: Purchases & Refinances
Conventional Loans
Government Lending: VA, FHA & USDA
Construction Loans: New Construction & Renovations
1st Time Home Buyer
Absolute and Crown Product List
VA Loan
Jumbo Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1601852
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Disclaimer
All borrowers may apply, not all may qualify. This document is provided by Absolute Home Mortgage Corporation. All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend. Rates, prices, guidelines, and minimum requirements are subject to change at any time. Some products may not be available in all states. Subject to review of credit and/or collateral. Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Absolute, Absolute Home Mortgage, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage, MEP, Mortgage Equity, Mortgage Equity Partners. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License # ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License # MLB176743; Florida Office of Financial Regulation Mortgage Lender License # MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License #20244695LB; South Carolina BFI Mortgage Lender # MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.