Zephan Gilani - Absolute Home Mortgage
Mortgage Loan Originator - Absolute Home Mortgage ...
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence ... Show More
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This is my second time buying a home but the experience was much different this time around. Zephan was extremely helpful every step of the way. I started working with him about nine months ago, early in the home search process and he provided...
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Reply from Zephan Gilani
July 27th, 2026 06:37 PM
I really appreciate the feedback and am looking forward to working with you again.
Zephan moved mountains for my client to ensure we were able to close on time. He's the absolute best and I will continue to refer all of my clients to him in the future!
Reply from Zephan Gilani
July 24th, 2026 05:00 PM
James, I appreciate your kind words and am glad to hear that I was able to help your client close on time. It's great to know that you trust me with your future referrals, and I'm always here to assist your clients with their needs. Thank you...
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As a first time owner, made the loan process go very smoothly while always be available for a quick call or text no matter the time of day. Was able to help me through answering any question I had vividly with a well explained answer.
Zephan provided the mortgage for the buyer of my listing. He was 100% on point, kept us all updated and we closed on time.
Thank you for your efficiency & professionalism.
Working with Zephan was an outstanding experience from start to finish. As a first-time homebuyer, I had countless questions throughout the process, and he was always patient, responsive, and willing to explain everything in a way that was...
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Reply from Zephan Gilani
July 3rd, 2026 09:02 PM
I really appreciate the feedback and am looking forward to working with you again.
Zephan did a great job, the preapproval was fast and closed the loan on time. He is very responsive which is important in this market, he kept me updated throughout the whole process . I would recommend him for anyone looking to do a mortgage...
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Reply from Zephan Gilani
June 26th, 2026 01:56 PM
Miles, I'm grateful for your kind words and pleased to hear that the preapproval and closing process went smoothly. Keeping you updated and being responsive are priorities for me, especially in today's market. Thank you for recommending me...
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My fiancé and I purchased our first home last month, and we truly could not have done it without the help and support we received from Zephan. He was on top of every step of the process and always made things simple and stress-free for us.Zephan...
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Zephan was extremely helpful throughout this process. He was in communication every step of the way, explained every part of the process, and was available for any questions.
Zephan is a really nice person to work with. He is very knowledgeable and was always available to answer any questions I had, which was incredibly helpful during the closing process. Overall, my experience working with him was very positive....
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Zephan is great and very helpful. Guides you through the process and is always available for any questions you may have. Zephan is the way to go especially if this is your first time purchasing a home. He knows the answer to pretty much any...
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About
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence to transform financial services. His mix of technical knowledge and financial insight has boosted efficiency, strengthened client bonds, and spurred innovations. Recognized by Forbes as a Rising Star in the Mortgage Industry, he has also earned the Five Star Professional award for four years, showcasing his commitment to excellence and forward-thinking in financial solutions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending: Purchases & Refinances
Conventional Loans
Government Lending: VA, FHA & USDA
Construction Loans: New Construction & Renovations
1st Time Home Buyer
Absolute and Crown Product List
VA Loan
Jumbo Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1601852
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Disclaimer
All borrowers may apply, not all may qualify. This document is provided by Absolute Home Mortgage Corporation. All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend. Rates, prices, guidelines, and minimum requirements are subject to change at any time. Some products may not be available in all states. Subject to review of credit and/or collateral. Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Absolute, Absolute Home Mortgage, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage, MEP, Mortgage Equity, Mortgage Equity Partners. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License # ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License # MLB176743; Florida Office of Financial Regulation Mortgage Lender License # MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License #20244695LB; South Carolina BFI Mortgage Lender # MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.