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The Howard Team at Fairway Home Mortgage
Branch Sales Managers, Mortgage Advisors, CMPS | N...

At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Walter and Emily and their entire team are amazing! We could not compete in a bidding war over a home, and with the help of our amazing real estate agent we found our home! We would not be in a house if it wasn't for all of them!! We have been...
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Reply from Owner
October 11th, 2024 12:00 AM
We are happy to hear about your positive experience, Diane! Your review just made our day. Our team, including Emily, works hard to ensure smooth transactions and hearing this kind of feedback makes it all worthwhile. You and Jaelynn Hagen...
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Walter and Emily Howard with the Howard Team are the best of the best! They are knowledgeable, excellent communicators, and dedicated the the process from start to finish. If you are looking for a team that goes above and beyond and does not...
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Reply from Owner
June 22nd, 2024 06:47 PM
Thank you so much for the kind review Tammie! You know we feel the exact same way about you!
The whole process was very smooth from start to finish, communication was top notch, and there was complete honesty and transparency. It was a great pleasure to work with Emily and Walter!
Reply from Walter Howard
June 23rd, 2024 04:55 PM
We are thrilled to hear you found the process smooth and communication top-notch, Jill! Your positive feedback means the world to us! Honesty and transparency are at the core of our values and I'm delighted that Emily and I were able to exemplify...
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We connected with Walter and Emily via our real estate agent, and I am so glad we did! From the pre-approval process to closing on our home, Walter and Emily have made the transition so smooth. They were there to answer any and every question...
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Reply from Owner
June 19th, 2024 12:00 AM
Thank you so much for this amazing review Fiedlers, and thank YOU for YOUR service to our country. It always feels good to hear this type of feedback, especially from our first time home buyers in times of high interest rates, as buying a home...
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Family Feel
Efficiency
Kindness
Reply from Walter Howard
June 14th, 2024 08:13 PM
Nikki, We are thrilled to hear that your experience with us felt like family! Your 5-star rating is much appreciated and it was a pleasure helping you with your purchase. Your kind words about our efficiency and kindness really made my day....
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We recently worked with the BEST MORTGAGE TEAM and we couldn't be more satisfied with the experience. If you're searching for the best mortgage lender, look no further! The expertise, dedication, and exceptional service provided by The Howard...
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Reply from Owner
June 4th, 2024 01:18 AM
Thank you so much for the glowing review, Jessica! It's fantastic to hear that you had such a positive experience with our team. We pride ourselves on providing personalized service, clear communication, and expert advice to every client. It...
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Through the Covington Chamber, I have had the privilege of working with Walter & Emily Howard for the last 3 years. With decades of combined experience, this couple knows home loans and the options available for different types of buyers. What...
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Reply from Owner
May 29th, 2024 11:54 PM
Thank you so much Dana! You have always been a such an amazing advocate for our community and the businesses you support! We love you!
I have worked with Walter and Emily closely for several clients and have had nothing but amazing experiences! Their systems in place keep everyone update date with what is happening in the transacation, and we have had nothing but smoothly...
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Reply from Owner
May 28th, 2024 08:52 PM
Thank you so much Tara, we feel the same way about working with you! Your clients deserve the world and so do you!
Walter and Emily Howard are 2 of the best people around! Not just the best people, but the best Loan Officer team to have in your side when you are buying a home too. I KNOW I would not have my home today if it weren’t for them. They are prompt,...
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Reply from Owner
May 24th, 2024 10:24 PM
You are so very welcome Marcia! You deserve the world! Thank you so much for your wonderful review!
Phenomenal lender team! They help with every aspect from start to finish!! Thank you Walt and Emily 👏🏼
Reply from Owner
May 24th, 2024 02:10 PM
Thank you Maureen! We appreciate your kind words!
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Specialities
Conventional Loans
FHA Loans
Refinances
VA Loans
USDA Loans
Jumbo Loans
Down Payment Assistance Loans
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Positions
- The Howard Team at Fairway - Producing Sales ManagerJan 1st, 2015 - Current
Memberships
- MBS Highway
- Certified Mortgage Planning Specialist
- Momentifi
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- Certified Mortgage Planning Specialist
- NMLS# 85438
- NMLS# 1633389
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Achievements
- Certified Mortgage Planning Specialist
- VA Specialist
Hobbies
- Discus Fish Keepers
- Frank our Yorkie is FAMILY!
- We love to travel!
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures