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The Howard Team at Fairway Home Mortgage
Branch Sales Managers, Mortgage Advisors, CMPS | N...

At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
From the start to the finish the whole process was quick, fast and easy. Communication was stellar! Any questions we had, we received fast responses. Thank you for doing a great job!
Reply from Owner
July 18th, 2025 04:57 PM
Thank you so much for your loyalty and kind words. We are so happy to have helped you use mortgage strategy and real estate wealth in such a positive and life changing way for you. We wish you both the very best!
From the start to the finish the whole process was quick, fast and easy. Your communication was stellar! Any questions we had, we received fast responses. Thank you for doing a great job!
Reply from The Howard Team Home Loans at Fairw...
July 18th, 2025 04:36 PM
Thank you so much for your loyalty and kind words. We are so happy to have helped you use mortgage strategy and real estate wealth in such a positive and life changing way for you. We wish you both the very best!
We loved working with the Howards to buy our first home. They made the whole process simple and stress free. I really appreciated their willingness to answer all of our questions in a timely manner. Highly recommend!
Reply from Owner
July 21st, 2025 12:00 AM
Thank you so much for your kind words, they mean the absolute world! We enjoyed working with your family just as much! We wish you many years of happiness in your beautiful, new home!
You guys are always great and very transparent on everything that is going on . And very easy to reach
Reply from The Howard Team Home Loans at Fairw...
July 16th, 2025 07:05 PM
Thanks Soren! Congratulations on your first home! We look forward to being invited over to hang out OR work in the yard soon!
I had the privilege of working with Emily and Walter from the Howard Team on a recent real estate transaction, and I can confidently say they are true professionals. As lenders, they are top-notch—always organized, proactive, and clear in their...
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Reply from Owner
June 27th, 2025 09:10 PM
Thank you so much Zach! We felt the exact same way about your real estate services! You’re the best!
Walter and Emily helped us over the course of our 11-month home search, even checking in when we weren't having much luck finding a home. As first time buyers, they explained everything in detail, and were always available to answer any questions....
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Reply from The Howard Team Home Loans at Fairw...
June 25th, 2025 03:54 AM
Thank you so much for taking the time to give us a 5-star review and such kind words John! Buying a home right now is a big deal, and we are so happy that you and Sarah got the home you wanted! We hope you enjoy many years of happiness in your...
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I cannot say enough nice things about The Howard Team!! My husband and I were first time home buyers that on a whim decided to see what we would qualify for to buy a home in this struggling economy. Even though we were on maternity leave the...
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Reply from Owner
June 24th, 2025 07:41 PM
Tori- this review gave us butterflies and put us in tears! Thank you so much! We feel the same way about you two as clients! We can’t wait to see the next steps for your family! Enjoy your first HOME! XOXO Walt and Em
From the very beginning Walter made us feel comfortable and safe to be vulnerable as we were sharing information that is needed to see where we were at to begin the process to buy a home. Walter was friendly but very straight forward which...
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Reply from The Howard Team Home Loans at Fairw...
June 24th, 2025 08:54 PM
Tori- this review gave us butterflies and put us in tears! Thank you so much! We feel the same way about you two as clients! We can’t wait to see the next steps for your family! Enjoy your first HOME! XOXO Walt and Em
The Howard Team at Fairway Home Mortgage has received a review with 5 star rating from Mike A
Reply from Owner
June 22nd, 2025 02:16 AM
Thank you Mike! Enjoy!
The professionalism they provided along with the attention to needs and details throughout the process made this whole process less stressful and easier for us. Walter and his team truly took care of us like we are family. He and his team always...
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Reply from The Howard Team Home Loans at Fairw...
June 21st, 2025 11:04 PM
We are so happy to hear that the professionalism and attention to detail provided by my team and me made your process less stressful and easier. It was a pleasure to assist you, and we are glad we could contribute to making your dreams come...
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Specialities
Conventional Loans
FHA Loans
Refinances
VA Loans
USDA Loans
Jumbo Loans
Down Payment Assistance Loans
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Positions
- The Howard Team at Fairway - Producing Sales ManagerJan 1st, 2015 - Current
Memberships
- MBS Highway
- Certified Mortgage Planning Specialist
- Momentifi
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- Certified Mortgage Planning Specialist
- NMLS# 85438
- NMLS# 1633389
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Achievements
- Certified Mortgage Planning Specialist
- VA Specialist
Hobbies
- Discus Fish Keepers
- Frank our Yorkie is FAMILY!
- We love to travel!
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures