Sarah Kubicki
Mortgage Loan Originator
Sarah Kubicki | The Equity Expert 🏡 Cash-out refi • HELOC • HELOAN, Explained simply 📊 1,300+ Loans Closed • $326M+ Funded Licensed Lending Officer, Independence Home Loans NMLS #876986 | Equal Housing Lender 👇 Book an appointment for a ... Show More
Location & Business Hours
Business Hours
Fri
4 AM to 6 PM
Sat
4 AM to 6 PM
Sun
closed
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Reviews from Web
Can't recommend her highly enough. Not only did she secure me a fantastic deal to release equity from my property, but what really impressed me was that she took the time to review my existing mortgage. I had no idea I was on such a poor deal,...
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Sarah did everything she said she was going to do… when she said she was going to do it.A very pleasant experience.I would use her again in a heartbeat and recommend her to others.
Sarah and her team are a pleasure to work with. They exceeded our expectations with all aspects of the loan process. We recommend them for any mortgage needs!
Reply from Owner
December 19th, 2017 12:00 AM
Thank you for sharing your experience working with Sarah!
Sarah was extremely friendly and helpful. She helped me through the loan application and home buying process with great patience and understanding. Even when she was going to be out for some days due to surgery, she still made sure that there...
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Reply from Owner
November 14th, 2017 12:00 AM
We're happy to hear Sarah was able to help you so much during the process. Thank you for your feedback and congratulations on your new home!
Great experience. 2nd time I have refinanced with Sarah at Capwest Mortgage, and would highly recommend. She is very knowledgeable, and always answers any questions that came up.
Reply from Owner
October 5th, 2017 12:00 AM
Thank you for your feedback! We'll pass your message along to Sarah.
The mortgage banker I worked with, Sarah was fast, effective and very pleasant to work with throughout the process. I highly recommend her mortgage banking services with CapWest! The entire process could not have gone better!
Reply from Owner
September 15th, 2017 12:00 AM
Thank you for your feedback! We're so happy you enjoyed working with Sarah - we'll pass your message along to her and the team!
I found CapWest through Costco which ended up being a great deal. The fees on the lender side were discounted to be really low. Sarah locked in a rate quickly that was right around what I had expected - slightly lower even. Closing costs ended...
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Sarah made everything with my refinance so easy and smooth. Even did closing at my house at my leisure. My only regret is that I did not do it sooner.
We have worked with Sarah Kubicki on 3 separate home refinances. She is easy to work with, quick to reply and provide information and answers and extremely knowledgeable. It is always a pleasure doing business with her.
CapWest (Sarah) contacted me within about a minute of requesting a Costco referral for a home loan. Their service was exceptional, and their rate was unbeatable. They were always responsive by email and phone, and everything went smooth despite...
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About
Sarah Kubicki | The Equity Expert 🏡 Cash-out refi • HELOC • HELOAN, Explained simply 📊 1,300+ Loans Closed • $326M+ Funded Licensed Lending Officer, Independence Home Loans NMLS #876986 | Equal Housing Lender 👇 Book an appointment for a quick quote!
Products & Services
Mortgage Loan Officer
VA Home Loan
Fixed Rate Mortgages
Non-QM
Cash-Out Refinances
Bank Statement Mortgages
Home Equity Loan
Specialities
Cash-Out Refinance
HELOC (Home Equity Line of Credit)
HELOAN (Home Equity Loan)
DSCR
Home Equity Lending
Primary and Investment Home Purchase
First-Time Homebuyer Loans (if applicable)
Conventional Loans / FHA / VA Loans (if you also do these)
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Positions
- The Federal Savings Bank - Federal Mortgage Loan OriginatorAug 1st, 2022 - Nov 17th, 2023
- LoanDepot - Mortgage Loan OriginatorJul 6th, 2018 - Jul 1st, 2022
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Addresses and Serving Areas
Primary Serving Area
Year Started
2009
Time Zone
Mountain Standard Time (MST)
Licenses
- nmls # 876986
Awards
Top AZ LLO, August...
Achievements
- Top AZ Licensed Lending Officer, August 2019 - LoanDepot
- =AZ Elite Club, 1st Place, Q3 2019 - LoanDepot
- National & AZ Elite Club, National 3rd Place / AZ 1st Place, 2019 - LoanDepot
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