

Sarah Kubicki
Mortgage Loan Originator

Sarah Kubicki | The Equity Expert 🏡 Cash-out refi • HELOC • HELOAN, Explained simply 📊 1,300+ Loans Closed • $326M+ Funded Licensed Lending Officer, Independence Home Loans NMLS #876986 | Equal Housing Lender 👇 Book an appointment for a ... Show More
Location & Business Hours
Business Hours
Tues
4 AM to 6 PM
Wed
4 AM to 6 PM
Thu
4 AM to 6 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Sarah was amazing to work with. She was very professional and pleasant to work with. She thought “outside the box” to get me my best case scenario and no surprises. Which is always welcome. I would recommend her to anyone.
Sarah Kubicki kept us informed of all the levels in our loan process. she was very helpful and worked very hard to get us the very best out of our loan.
You made the process so easy and laid back. You help me understand the process and to find the answers you needed easily. You explained the process clearly and understandable. Thank you for all you did.
I've dealt with quite a few home agents over the years regarding home mortgages, and I must say that Sarah is the best ( by-far) that I worked with!! She's very knowledgeable, up- front, straight forward, and what I appreciated the most about...
read more
She is always responsive and fights for the best deals she can get for her clients. Sarah is always a quick phone call away and is always checking in on her loans to ensure the customers always have peace of mind about their mortgage loans.
I would recommend Sarah for any kind of homeowner that is looking to purchase or refinance. She is very thorough very communicative and we’ll go to bat for all of her clients. I’ve had the opportunity to work with her for almost 8 years and...
read more
If you're looking for someone you can trust with your home loan, I highly recommend Sarah. She's reliable, knowledgeable, and incredibly easy to work with. She genuinely cares about helping people and always goes the extra mile to find the...
read more
I have been able to work with Sarah a few times and every time she goes above and beyond.
She has been a great help to me and my family!
Can't recommend her highly enough. Not only did she secure me a fantastic deal to release equity from my property, but what really impressed me was that she took the time to review my existing mortgage. I had no idea I was on such a poor deal,...
read more
Sarah did everything she said she was going to do… when she said she was going to do it.A very pleasant experience.I would use her again in a heartbeat and recommend her to others.
10 of 19
About
Sarah Kubicki | The Equity Expert 🏡 Cash-out refi • HELOC • HELOAN, Explained simply 📊 1,300+ Loans Closed • $326M+ Funded Licensed Lending Officer, Independence Home Loans NMLS #876986 | Equal Housing Lender 👇 Book an appointment for a quick quote!
Products & Services
Mortgage Loan Officer
VA Home Loan
Fixed Rate Mortgages
Non-QM
Cash-Out Refinances
Bank Statement Mortgages
Home Equity Loan
Specialities
Cash-Out Refinance
HELOC (Home Equity Line of Credit)
HELOAN (Home Equity Loan)
DSCR
Home Equity Lending
Primary and Investment Home Purchase
First-Time Homebuyer Loans (if applicable)
Conventional Loans / FHA / VA Loans (if you also do these)
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- The Federal Savings Bank - Federal Mortgage Loan OriginatorAug 1st, 2022 - Nov 17th, 2023
- LoanDepot - Mortgage Loan OriginatorJul 6th, 2018 - Jul 1st, 2022
View All
Addresses and Serving Areas
Primary Serving Area
Year Started
2009
Time Zone
Mountain Standard Time (MST)
Licenses
- nmls # 876986
Awards
Top AZ LLO, August...
Achievements
- Top AZ Licensed Lending Officer, August 2019 - LoanDepot
- =AZ Elite Club, 1st Place, Q3 2019 - LoanDepot
- National & AZ Elite Club, National 3rd Place / AZ 1st Place, 2019 - LoanDepot
View All