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Sarah Kubicki - Mortgage Loan Originator in Scottsdale, AZ

Sarah Kubicki

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Mortgage Loan Originator

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Sarah Kubicki | The Equity Expert 🏡 Cash-out refi • HELOC • HELOAN, Explained simply 📊 1,300+ Loans Closed • $326M+ Funded Licensed Lending Officer, Independence Home Loans NMLS #876986 | Equal Housing Lender 👇 Book an appointment for a ... Show More
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Location & Business Hours
Business Hours
Tues
4 AM to 6 PM
Wed
4 AM to 6 PM
Thu
4 AM to 6 PM
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Reviews from Web
  • write_review_unverified
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    Michael L
    Posted on September 1st, 2026 03:08 PM
    Sarah was amazing to work with. She was very professional and pleasant to work with. She thought “outside the box” to get me my best case scenario and no surprises. Which is always welcome. I would recommend her to anyone.
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    Karen W
    Posted on August 29th, 2026 07:08 PM
    Sarah Kubicki kept us informed of all the levels in our loan process. she was very helpful and worked very hard to get us the very best out of our loan.
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    Toni R
    Posted on August 13th, 2026 03:02 PM
    You made the process so easy and laid back. You help me understand the process and to find the answers you needed easily. You explained the process clearly and understandable. Thank you for all you did.
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    Sidney W
    Posted on August 6th, 2026 02:47 AM
    I've dealt with quite a few home agents over the years regarding home mortgages, and I must say that Sarah is the best ( by-far) that I worked with!! She's very knowledgeable, up- front, straight forward, and what I appreciated the most about...
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    Conor K
    Posted on August 5th, 2026 05:05 PM
    She is always responsive and fights for the best deals she can get for her clients. Sarah is always a quick phone call away and is always checking in on her loans to ensure the customers always have peace of mind about their mortgage loans.
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    Jonathan M
    Posted on August 5th, 2026 04:34 PM
    I would recommend Sarah for any kind of homeowner that is looking to purchase or refinance. She is very thorough very communicative and we’ll go to bat for all of her clients. I’ve had the opportunity to work with her for almost 8 years and...
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    Marquez J
    Posted on August 5th, 2026 04:19 PM
    If you're looking for someone you can trust with your home loan, I highly recommend Sarah. She's reliable, knowledgeable, and incredibly easy to work with. She genuinely cares about helping people and always goes the extra mile to find the...
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    Jeremy P
    Posted on August 5th, 2026 04:18 PM
    I have been able to work with Sarah a few times and every time she goes above and beyond. She has been a great help to me and my family!
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    Patrick M
    Posted on August 5th, 2026 04:05 PM
    Can't recommend her highly enough. Not only did she secure me a fantastic deal to release equity from my property, but what really impressed me was that she took the time to review my existing mortgage. I had no idea I was on such a poor deal,...
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    Navigator7
    Tonasket, WA
    Posted on May 8th, 2018 12:00 AM
    Sarah did everything she said she was going to do… when she said she was going to do it.A very pleasant experience.I would use her again in a heartbeat and recommend her to others.
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    About
    Sarah Kubicki | The Equity Expert 🏡 Cash-out refi • HELOC • HELOAN, Explained simply 📊 1,300+ Loans Closed • $326M+ Funded Licensed Lending Officer, Independence Home Loans NMLS #876986 | Equal Housing Lender 👇 Book an appointment for a quick quote!
    Products & Services
    Mortgage Loan Officer
    VA Home Loan
    Fixed Rate Mortgages
    Non-QM
    Cash-Out Refinances
    Bank Statement Mortgages
    Home Equity Loan
    Specialities
    Cash-Out Refinance
    HELOC (Home Equity Line of Credit)
    HELOAN (Home Equity Loan)
    DSCR
    Home Equity Lending
    Primary and Investment Home Purchase
    First-Time Homebuyer Loans (if applicable)
    Conventional Loans / FHA / VA Loans (if you also do these)
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    Positions
    • The Federal Savings Bank - Federal Mortgage Loan Originator
      Aug 1st, 2022 - Nov 17th, 2023
    • LoanDepot - Mortgage Loan Originator
      Jul 6th, 2018 - Jul 1st, 2022
    View All
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2009

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • nmls # 876986
    Awards
    Top AZ LLO, August...
    Achievements
    • Top AZ Licensed Lending Officer, August 2019 - LoanDepot
    • =AZ Elite Club, 1st Place, Q3 2019 - LoanDepot
    • National & AZ Elite Club, National 3rd Place / AZ 1st Place, 2019 - LoanDepot
    • View All