

Sarah Kubicki
Mortgage Loan Originator

Sarah Kubicki | The Equity Expert 🏡 Cash-out refi • HELOC • HELOAN, Explained simply 📊 1,300+ Loans Closed • $326M+ Funded Licensed Lending Officer, Independence Home Loans NMLS #876986 | Equal Housing Lender 👇 Book an appointment for a ... Show More
Location & Business Hours
Business Hours
Fri
4 AM to 6 PM
Sat
4 AM to 6 PM
Sun
closed
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Reviews from Web
Sarah is excellent to work with very helpful and explains everything for you . Great rating!
I couldn’t be more pleased with the service I received from Sarah Kubicki. From the very beginning, she was professional, knowledgeable, responsive, and genuinely committed to making the process as smooth and stress-free as possible. She was...
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Sarah was amazing to work with. She was very professional and pleasant to work with. She thought “outside the box” to get me my best case scenario and no surprises. Which is always welcome. I would recommend her to anyone.
Sarah Kubicki kept us informed of all the levels in our loan process. she was very helpful and worked very hard to get us the very best out of our loan.
You made the process so easy and laid back. You help me understand the process and to find the answers you needed easily. You explained the process clearly and understandable. Thank you for all you did.
I've dealt with quite a few home agents over the years regarding home mortgages, and I must say that Sarah is the best ( by-far) that I worked with!! She's very knowledgeable, up- front, straight forward, and what I appreciated the most about...
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She is always responsive and fights for the best deals she can get for her clients. Sarah is always a quick phone call away and is always checking in on her loans to ensure the customers always have peace of mind about their mortgage loans.
I would recommend Sarah for any kind of homeowner that is looking to purchase or refinance. She is very thorough very communicative and we’ll go to bat for all of her clients. I’ve had the opportunity to work with her for almost 8 years and...
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If you're looking for someone you can trust with your home loan, I highly recommend Sarah. She's reliable, knowledgeable, and incredibly easy to work with. She genuinely cares about helping people and always goes the extra mile to find the...
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I have been able to work with Sarah a few times and every time she goes above and beyond.
She has been a great help to me and my family!
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About
Sarah Kubicki | The Equity Expert 🏡 Cash-out refi • HELOC • HELOAN, Explained simply 📊 1,300+ Loans Closed • $326M+ Funded Licensed Lending Officer, Independence Home Loans NMLS #876986 | Equal Housing Lender 👇 Book an appointment for a quick quote!
Products & Services
Mortgage Loan Officer
VA Home Loan
Fixed Rate Mortgages
Non-QM
Cash-Out Refinances
Bank Statement Mortgages
Home Equity Loan
Specialities
Cash-Out Refinance
HELOC (Home Equity Line of Credit)
HELOAN (Home Equity Loan)
DSCR
Home Equity Lending
Primary and Investment Home Purchase
First-Time Homebuyer Loans (if applicable)
Conventional Loans / FHA / VA Loans (if you also do these)
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Positions
- The Federal Savings Bank - Federal Mortgage Loan OriginatorAug 1st, 2022 - Nov 17th, 2023
- LoanDepot - Mortgage Loan OriginatorJul 6th, 2018 - Jul 1st, 2022
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Addresses and Serving Areas
Primary Serving Area
Year Started
2009
Time Zone
Mountain Standard Time (MST)
Licenses
- nmls # 876986
Awards
Top AZ LLO, August...
Achievements
- Top AZ Licensed Lending Officer, August 2019 - LoanDepot
- =AZ Elite Club, 1st Place, Q3 2019 - LoanDepot
- National & AZ Elite Club, National 3rd Place / AZ 1st Place, 2019 - LoanDepot
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