Joselin I. Chiu
Mortgage Broker | NMLS #1178544
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, priori... Show More
Location & Business Hours
Business Hours
Wed
10 AM to 7 PM
Thu
10 AM to 6 PM
Fri
10 AM to 5 PM
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Reviews from Web
Joselin is an extraordinary professional that operates on principles of integrity & communication. Such parameters allow me to negotiate on behalf of the buyers from a stronger position because we say what we will do & do exactly what we say....
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Closed sale, Thank you!
Joselin is an absolute powerhouse in the lending industry. She is kind and knowledgeable. I would chose no other individual to represent my clients. Cheers to our most recent closing and to many more yet to come.
Joselin made everything great and pleasant
Joselin is a professional loan officer. She followed up on each step during the purchase, maintained communication with the buyer and the real estate agency, and quickly resolved any difficulties that arose. We worked as a team to guarantee...
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Availability, clear communication, knowledge
Joselin was very professional and friendly. She helped me through the whole process. Joselin is very punctual and attentive. I would gladly recommend her to everyone that needs anything with the financial home process. Thank you Joselin and...
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Reply from Owner
December 2nd, 2020 04:33 PM
Thank you Paulo. It was sych a pleasure to serve your family throughout this time. Best Wishes always!
Knowledge, experience, dedication, transparency just to name a few of the traits of this highly qualified agent. Made the journey easy and enjoyable. Thank you very much Joselin
Reply from Joselin Chiu
May 2nd, 2024 11:58 AM
Francisco thank you so much for sharing your experience with us. It is always with great pleasure to be of service to you in honey, transparent and easy delivery of your home buying experience. Hope to hear from you in the near future.
Extremely satisfied with the professionalism, transparency and diligence. Would recommend anytime. Guides you every step of the process. Thank you very much for your help!
Reply from Owner
December 2nd, 2020 04:33 PM
Thank you Frank! It was truly a pleasure to guide and serve your family in this important process. Thank you for your trust. Best Wishes!
Knowledge, experience, dedication, transparency just to name a few of the traits of this highly qualified agent. Made the journey easy and enjoyable. Thank you very much Joselin
Reply from Owner
May 24th, 2023 12:00 AM
Francisco thank you so much for sharing your experience with us. It is always with great pleasure to be of service to you in honey, transparent and easy delivery of your home buying experience. Hope to hear from you in the near future.
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About
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, prioritizing client relationships and empowerment above all else.
Joselin's approach blends financial savvy with psychological insight, ensuring each client receives personalized, empowering guidance. Under her leadership, Lumos Mortgage Group has become synonymous with integrity and excellence, setting new standards in the industry.
Beyond her professional achievements, Joselin is known for her integrity and community involvement, making her not just a leader in lending but a beacon of positive change.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Mortgage Rate Shopping Assistance
Specialities
FHA Loans
Conventional Loans
VA Loans
Commercial Loans
Investor Cash Flow Loans
JUMBO Loans
Foreign National Loans
Alternative Income Loans ( No Tax returns )
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Positions
- Lumos Mortgage Group NMLS 2598846 - Mortgage Broker Aug 8th, 2023 - Current
- Highlands Residential Mortgage - SR. MLO Feb 26th, 2018 - Aug 1st, 2023
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- FL Mortgage Origination #1178544
Disclaimer
https://lumosmtg.com/disclaimers
To view our NMLS Filings, CLICK HERE
All loans are subject to credit approval by the lender underwriter.
Other restrictions apply. Mortgage Broker Only: We are not a mortgage lender, mortgage correspondent lender, or Mortgage Bank. Lumos Mortgage Group | NMLS# 2598846 | All Rights Reserved | 7260 SW 39 Terrace, Suite B, Miami, FL 33155 |
Equal Housing Opportunity.