

Gayle Geisenhoff Kennedy
Mortgage Loan Originator


University of Minnesota Twin Cities
Gayle is a licensed Loan Officer with 24 years of experience in the Mortgage Industry. She began her career in Minnesota in 1998 as an in-house lender for Coldwell Banker PHH Mortgage. After joining a Michigan based company she called home ... Show More
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Business Hours
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24 hours
Fri
24 hours
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24 hours(Open now)
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If you are in search of an HONEST, CARING, EXTREMELY HARD WORKING mortgage company that will work feverishly to make your dreams of becoming a homeowner come true, look no further than Gayle Geisenhoff Kennedy's Mortgage Company. Gayle is kind,...
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In my opinion, Gayle Geisenhoff Kennedy knowledge of the mortgage world along with his professionalism and responsiveness sets her apart from other lenders. Gayle went above and beyond to make sure the process went as smoothly as possible!...
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Gayle and her team helped me close on a home in February 2018. She was great to work worth through the entire closing process. Very knowledgeable, courteous, and efficient. Gayle and her team promptly replied to all emails/calls/texts literally...
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Gayle and her team were extremely helpful during my refinance. I first began speaking with Gayle regarding a new mortgage and was hoping to put my home on the market. Gayle didn't sugar coat details (which I appreciate). She said it is in my...
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We purchased our new home with the help of Gayle and her team. They were absolutely awesome to work with. They know the process very well and were able to offer us different options to fit our needs. I would recommend Gayle to anyone. Very...
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I just bought my first home and that wouldn't have been possible without Gayle. She is amazing! She was there every step of the way, and was very easy to reach whenever I had a question whether it be by phone, email, or text. Thank you for...
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Gayle helped my husband and I so much. Before we were ready to buy a home, she told us how to raise our credit score and prepare for buying a home. We just closed on our first home and we could not have done it without Gayle's help. She helped...
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Gayle expertly led me through what could have been an extremely stressful situation. She presented all available options, and educated me on the overall process. Gayle was (gently) clear on what I should expect, let me know exactly what I needed...
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Gayle and her team were absolutely wonderful! From our first meeting it was evident that she loves what she does and is really there for her clients. We hit a few bumps in the underwriting process that were out of her control and she was there...
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She was AMAZING to work with. Open to Close was less than a month. Anyone needing to refi/purchase MUST work with Gayle, she will get the deal done. Business Deal turned into Friendship.
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About
Gayle is a licensed Loan Officer with 24 years of experience in the Mortgage Industry. She began her career in Minnesota in 1998 as an in-house lender for Coldwell Banker PHH Mortgage. After joining a Michigan based company she called home for 16 years, Gayle is truly at home today as a Mortgage Loan Originator with Luminate Bank. Gayle draws on her more than 10 years of experience teaching in public schools to educate her clients on all of their financing options, as well as providing support and knowledge throughout the often complex process of buying or refinancing a home. With an amazing team surrounding her, she is still fully involved in the process of getting your loan closed, and successfully monitors your mortgage over the years.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Education
- University of Minnesota Twin CitiesEducationBachelor of Science (BS)

Positions
- Luminate Bank - Senior Mortgage Loan OriginatorApr 9th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 329393
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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