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Fred Chilton - Branch Manager in Irvine, CA

Fred Chilton

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Branch Manager

West Capital Lending
Fred's approach to the mortgage business is simple: put clients first and treat them like you would treat a family member. While working with Fred, you can expect friendly & professional service along with great communication. He loves to k... Show More
Mortgage
Mortgage Broker
Contact Info
(949) 504-5299
Irvine, CA
Location & Business Hours
Business Hours
Tues
24 hours
Wed
24 hours(Open now)
Thu
24 hours
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • google
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    Kelly H
    Posted on November 11th, 2022 06:04 AM
    We have worked with Fred multiple times for home refinances and purchases in the past and I can’t recommend him any more highly! He’s knowledgeable, empathetic, kind and was extremely responsive to all our questions. I was dreading the process...
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    Kelly H
    Reno, NV
    Posted on November 10th, 2022 12:00 AM
    We have worked with Fred multiple times for home refinances and purchases in the past and I can’t recommend him any more highly! He’s knowledgeable, empathetic, kind and was extremely responsive to all our questions. I was dreading the process...
    read more
  • Zillow
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    Emilee C
    Austin, TX
    Posted on November 10th, 2022 12:00 AM
    Extremely helpful, professional, and friendly. Can’t say enough good things about Fred! Walked me through the refinancing process with a lot of patience, understanding, and kindness. Thanks again, Fred!
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    Dennis M
    Posted on October 25th, 2022 02:04 PM
    We had an amazing experience with Fred. He was very responsive from the moment we reached out, had a personal approach and was upfront with all costs and timeliness of the process. I feel very lucky to have found Fred to work with and will...
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  • Zillow
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    The A
    Houston, TX
    Posted on August 13th, 2022 12:00 AM
    Fred has helped my husband and I refinance in the past as well as with the purchases of our homes. He’s always been very responsive and answered any questions that either one of us had. Fred treats you like family and he always kept us in the...
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    Steven O
    Posted on August 9th, 2022 03:50 AM
    Trustworthy and integrity
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    Oscar R
    Clovis, CA
    Posted on April 30th, 2021 12:00 AM
    Fred Chilton helped us with a refinance. He made the process very easy, simple and fast. This was easier than buying a car! I highly recommend Fred!!
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    Anotherfred
    Lancaster, PA
    Posted on April 14th, 2021 12:00 AM
    Getting a refinance done takes a lot of back and forth with your lender. Fred was super responsive to my questions and kept the project on track. He was friendly and easy to understand. I always felt like he had my best interests in mind.
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    Ncr
    Philadelphia, PA
    Posted on April 10th, 2021 12:00 AM
    Fred was incredibly responsive and always available. From our initial conversation with him straight through to closing, he communicated our choices and next steps clearly and with our goals in mind. When laying out the options for our refi,...
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    User5231666
    Carmel, IN
    Posted on March 22nd, 2021 12:00 AM
    The minute we put in the request to refinance our mortgage on a general site, we received at least 4 calls within an hour with offers to evaluate. We found Fred to be the most helpful, practical, and didn’t seem to be trying to sell us something...
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    About
    Fred's approach to the mortgage business is simple: put clients first and treat them like you would treat a family member. While working with Fred, you can expect friendly & professional service along with great communication. He loves to keep his clients and Realtors in the loop at all times - mortgages are confusing enough already and nobody wants to be left in the dark during the process. Why work with a Broker? At Saxton Mortgage, you will be the center of attention as Fred and his team work with you to evaluate your goals and financial circumstances. Unlike traditional retail lenders and banks, a Mortgage Broker has access to many different loan programs with different lenders. We're here to make the application process as smooth as possible for you. Fred Chilton and his team serve the entire state of Texas. Contact us today if you have any questions or concerns! Saxton Mortgage NMLS 1717191 / DRE 02205650 https://texreg.sos.state.tx.us/fids/201203133-2.pdf
    Products & Services
    Mortgage Broker
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Construction Loan
    Home Equity Loan
    Down Payment Assistance
    Mortgage Refinance
    Reverse Mortgage
    Home Purchasing Assistance
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    Positions
    • West Capital Lending, Inc. - Branch Manager
      Oct 28th, 2025 - Current
    • SAXTON MORTGAGE - Mortgage Loan Officer
      Jan 1st, 2024 - Current
    Licenses
    • NMLS # 1810817
    • Arizona
    • California
      • View All